ICICI Bank Parakram Credit Card

Rewards

• Rewards rate

  5X reward points for every Rs. 100 spent on CSDs, groceries, and departmental stores and 1 reward point for every Rs. 100 spent on all other expenses

• Reward redemption

  Rs. 99 will be charged on every reward redemption request

Benefits

• Movie & dining

  Dining benefits with ICICI Bank Culinary Treats Programme

• Domestic lounge

  One Domestic Airport Lounge Visit Each Quarter

• Insurance

  Personal accident insurance of Rs. 2 Lakh and Air Accident Cover of Rs. 20 Lakh

Fees & charges

• Rewards redemption fee

  Rs. 99 per reward redemption request

• Foreign currency markup

  3.5% per month or 42% annually

• Interest rates

  3.40% per month or 40.8% annually

• Fuel surcharge waiver

  1% fuel surcharge waiver on all fuel transactions

• Cash advance charges

  2.50% of the withdrawn amount or a minimum of Rs. 300

Product highlights

• 5X reward points on every ₹100 spent on CSDs, groceries, and departmental stores (max capped at 1,000 points per month).
• 1 reward point for every ₹100 spent on all other applicable expenses.
• Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fees, and other charges are not eligible to earn reward points.
• 1% fuel surcharge waiver on all fuel transactions across the country.
• Personal accident insurance of Rs. 2 Lakh.
• Air Accident Cover of Rs. 20 Lakh.
• Up to 3 add-on credit cards with no added fee.
• Dining benefits with ICICI Bank Culinary Treats Programme.

FAQs