ICICI Bank HPCL Platinum Credit Card

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  • Joining fee

    Rs. 199 + GST

  • Annual fee

    Rs. 199 + GST

  • Best suited for

    Fuel

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    2 Reward Points per Rs. 100 you spend with the card

  • Reward redemption

    1 Reward Point = Rs. 0.25 for redemption against the card’s statement balance or gifts.

Benefits

  • Movie & dining

    Rs. 100 off on bookings movie tickets via BookMyShow (can be availed max twice in a month), minimum 15% savings on dining through ICICI Bank Culinary Treats Programme.

  • Travel

    2 complimentary airport lounge visits outside India and 2 spa sessions at selected airports in India every year through complimentary Dreamfolks membership

  • International lounge

    2 complimentary airport lounge visits outside India

Fees & charges

  • Spend-based waiver

    The renewal fee can be waived on spending Rs. 50,000 or more in the preceeding year.

  • Rewards redemption fee

    Rs. 99 on every redemption request.

  • Foreign currency markup

    3.50% on all foreign currency spends

  • Interest rates

    3.40% per month (or 40.8% annually)

  • Fuel surcharge waiver

    1% fuel surcharge waiver at all HPCL pumps for transactions up to Rs. 4,000.

  • Cash advance charges

    2.5% of the transaction amount or Rs. 300 (whichever is higher).

Product highlights

  • 2 Reward points per Rs. 100 you spend on all retail purchases except fuel.
  • 2.5% cashback on fuel purchases at HPCL pumps (maximum cashback of Rs. 100).
  • Exclusive dining offers and a minimum discount of 15% on dining bills at partner restaurants with ICICI Bank Culinary Treats Program.
  • Card renewal fee is waived on spending Rs. 50,000 in the previous year.

FAQs

1. Would I get 2.5% cashback on all fuel stations through the ICICI Bank HPCL Platinum credit card ?

No, you can avail this offer only when you make a fuel purchase at HPCL pumps through the ICICI Bank Merchant Services swipe machine.

2. What is the cash advance charge on this card ?

It is 2.5% of the amount withdrawn or Rs. 300 (whichever is higher).

3. Does this card provide any insurance ?

No, the ICICI Bank HPCL Platinum credit card doesn’t provide any insurance.

4. Does the ICICI Bank HPCL Platinum credit card provide any dining offers?

Yes, it provides a minimum 15% discount on dining via ICICI bank culinary treats programme at participating restaurants.

5. Does the card offer annual fee waiver?

The annual fee can be waived on spending Rs. 50,000 or more in the preceeding year.