- Joining fee
₹12,499 + GST
- Annual fee
₹12,499 + GST
- Best suited for
Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
6 Reward Points/₹200 Spent (Reward Rate of 3%)
- Welcome benefits
Complimentary Taj Epicure and EazyDiner Membership and 12,500 Bonus Reward Points
- Reward redemption
Redeem Reward Points up to ₹1 Value for Hotels, Flights, Vouchers and More
Benefits
- Movie & dining
BOGO Up to ₹750 Twice Each Month Via BookMyShow.
- Travel
Complimentary EaseMyTrip Vouchers (Milestone Benefits)
- Domestic lounge
Unlimited Free Domestic Airport Lounge Access
- International lounge
Unlimited International Lounge Access With Priority Pass for Primary and Add-on Cardholders
- Golf
Unlimited Complimentary Golf Games at Top Courses Around the World
- Insurance
No Cancellation Charges on Air Travel, Hotel, and Movie Bookings Up to ₹12,000
Fees & charges
- Spend-based waiver
Renewal fee waiver on spending Rs. 10 Lakhs or above in the card anniversary year
- Rewards redemption fee
Nil
- Foreign currency markup
2% of the total transaction amount
- Interest rates
3.75% Per Month
- Fuel surcharge waiver
1% Waiver on Fuel Transactions Up to ₹4,000. Maximum Waiver of ₹1,000 Each Statement Cycle
- Cash advance charges
Nil
Product highlights
- Complimentary Taj Epicure and EazyDiner Prime membership as a welcome benefit.
- Bonus 12,500 ICICI Reward Points as joining and annual benefits.
- 6 Reward Points per Rs. 200 spent through the card.
- Complimentary EaseMyTrip air travel vouchers worth Rs. 6000 as a milestone benefit.
- Complimentary unlimited golf rounds and lessons.
- Complimentary unlimited domestic and international lounge access with Priority Pass.
- Up to Rs. 750 off on a second ticket booking through BookMyShow.
- Low forex markup fee of 2% of the transaction amount.
Pros & cons
Pros
- The Emeralde Private Metal Credit Card offers a good reward rate of 3%.
- Both primary and add-on credit cardholders shall be eligible for complimentary domestic and international lounge access.
Cons
- While this card offers travel vouchers as a milestone benefit, ICICI Bank could have selected a more prominent travel partner than EaseMyTrip for these vouchers.
FAQs
What are the welcome benefits offered by the ICICI Bank Emeralde Private Metal credit card?
The credit card offers great welcome benefits to the cardholder. On paying the joining fee of the card, you get the following benefits – Bonus 12,500 ICICI Bank reward points every time the card membership is renewed Complimentary Taj Epicure membership along with 1-night stay Complimentary EazyDiner Prime membership for one year
What benefits are offered by the card on reaching the target spend milestones?
On reaching annual spends of ₹8 lakhs or above with the card, you get 2 air travel vouchers worth ₹6,000 from EaseMyTrip. The vouchers are ₹3,000 worth each and are issued once only when the cardholder crosses the spend milestone.
What is the reward rate on the ICICI Bank Emeralde Private Metal credit card?
The card offers 6 ICICI reward points per ₹200 spent on retail.
Do I get airport lounge access with the credit card?
The credit card offers unlimited domestic lounge access at select airports in India. Also, the card offers Priority Pass membership through which you can access international airport lounges. Both the primary and add-on cardholders can get the lounge access.
Does the credit card charge for hotel/flight ticket cancellation?
You don’t have to pay any cancellation charges on your travel, flights, hotel, and movie ticket bookings. Moreover, you can get a refund up to ₹12,000 on cancelling flight/hotel bookings made with the Emeralde Private Metal credit card, maximum twice per year.