ICICI Bank Emeralde Credit Card

Rewards

• Rewards rate

  4 RPs on every Rs. 100 spent on all transactions (except fuel, utilities and insurance categories) and 1 RP on every purchase of Rs. 100 on insurance and utilities.

• Reward redemption

  The earned Reward Points can be redeemed against gifts or cash credit, where 1 Reward Point = Rs. 0.25

Benefits

• Movie & dining

  A discount of up to Rs. 750 on BookMyShow second movie/event ticket onwards (max 4 tickets per month), no cancellation charge on movie ticket cancellation (max benefit of Rs. 12,000 per year), a minimum discount of 15% at partnered restaurants under the ICICI Culinary Treats program.

• Travel

  Complimentary international & domestic lounge visits, no charge (waived up to a max of Rs. 12,000) on cancellation of flight/hotel/movie ticket bookings up to max two cancellations every year

• Domestic lounge

  Complimentary Unlimited Domestic Airport Lounge Access

• International lounge

  Complimentary Unlimited International Airport Lounge Access Via Priority Pass

• Golf

  Complimentary round/lesson of golf each month on a minimum spend of Rs. 50,000 in the previous month (max 4/month)

• Insurance

  Credit Shield insurance worth Rs. 50,000, an air accidental death cover worth Rs. 3 crore and many other insurance benefits under travel category (as illustrated later in the article)

Fees & charges

• Spend-based waiver

  Annual Fee Waiver on Spends of ₹10 Lakh or More

• Rewards redemption fee

  ₹99 + GST

• Foreign currency markup

  2%

• Interest rates

  3.75% Per Month

• Fuel surcharge waiver

  1% fuel surcharge waived on all fuel purchases at all fuel pumps across the country.

• Cash advance charges

  2.5% Subject to a Minimum of ₹500

Product highlights

• Unlimited complimentary domestic and international airport lounge access.
• Up to Rs. 750 off on purchase of second ticket onwards (up to max 4 tickets/month) on BookMyShow for all movie and non-movie ticket purchases.
• Complimentary golf round/lesson on every Rs. 50,000 spent on the card in the previous month (up to a maximum of 4 rounds/lessons per month).
• Nominal Foreign Currency Markup of 2%.
• Reversal of cancellation charges (up to Rs. 12,000) on a maximum of 2 transactions/year for flight/hotel/movie ticket booking.
• Get up to 4 Reward Points every time you spend Rs. 100.

FAQs