ICAI Exclusive BOBCARD Credit Card

Rewards

• Rewards rate

  1 Reward Point on every spend of Rs. 100 and 5x Reward points on dining, utility bills, and online purchases.

• Welcome benefits

  Complimentary Fit Pass Pro Membership for 6 Months and 500 Bonus Reward Points

• Reward redemption

  The earned Reward points can be redeemed against various options available at the BOBCARD Rewards portal and against cashback also. 1 Reward point = Re. 0.25

Benefits

• Domestic lounge

  3 Complimentary Domestic Lounge Access Every Quarter (12 Each Year on Spends of ₹40,000 in the Previous Quarter)

• Insurance

  Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

Fees & charges

• Rewards redemption fee

  Nil

• Foreign currency markup

  2% of the total transaction amount

• Interest rates

  3.49% per month

• Fuel surcharge waiver

  1% fuel surcharge waiver all fuel purchases between Rs. 400 and Rs. 5,000 (capped at Rs. 250 per statement cycle.

• Cash advance charges

  2.5% of the withdrawn amount subject to a minimum of Rs. 300 at domestic ATMs and 3% of the withdrawan amount or Rs. 300 at international ATMs.

Product highlights

• Earn 500 bonus Reward Points as a welcome benefit.
• Complimentary 6-month Fit pass Pro membership.
• Up to 5 Reward Points on every spend of Rs. 100.
• Complimentary domestic lounge access every year.
• Reduced forex markup fee of 2% only.
• Personal accident covers worth Rs. 15 lakhs.
• Earn 4,000 bonus rewards every quarter on achieving the spend milestone.
• Get a 1% fuel surcharge waiver on all fuel spends.

FAQs