- Joining fee
₹4,999 + GST
- Annual fee
₹4,999 + GST
- Best suited for
Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
4 Reward Points/₹100 for Flights, Travel Platforms, and International Spends (~4%). 2 Reward Points/₹100 for All Other Eligible Spends (~2%)
- Welcome benefits
₹1,000 Cashback, PostCard Voucher Worth ₹3,000, and 3 Month EazyDiner Membership on Spending ₹25,000 Within 30 Days of Card Issuance
- Reward redemption
Transfer RPs to Various Hotel and Airlines Partners at 1:1 Ratio
Benefits
- Movie & dining
BOGO Offers on Movie (Up to ₹200, Twice Each Month) and Dining/Events Discounts Via District by Zomato
- Travel
Periodic Discount Offers on Travel Platforms (ClearTrip, Yatra, StayVista, and More)
- Domestic lounge
Six Free Lounge Visits Each Year
- International lounge
Four Free International Airport Lounge Visits Each Year
- Golf
Four Golf Rounds and Twelve Golf Lessons Each Year
- Insurance
Purchase Protection Up to $20,000 Each Year
Fees & charges
- Spend-based waiver
Annual Fee is Waived on Spends of ₹8 Lakh Each Year
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
Maximum Waiver of ₹250 Per Month
- Cash advance charges
2.5% of Transaction Amount (Minimum of ₹500)
Product highlights
- This card comes at a joining and renewal fee of ₹4,999 + GST
- The HSBC TravelOne Credit Card is great for travel-related spending.
- Earn 4 Reward Points/₹100 spent on travel platforms, flights, and international transactions.
- All other eligible spends shall be awarded 2 Reward Points/₹100.
- Reward Points earned with this card can be transferred to 15 hotels and 5 airlines.
Pros & cons
Pros
- There are no exclusions for the calculation of spending done for the ₹12 lakh milestone benefit.
- There are many hotels and airlines available to transfer Reward Points.
Cons
- Many users may not fully benefit from the welcome offer, as the ₹3,000 PostCard voucher is only applicable to those staying at PostCard hotels.
- Although this card offers a 4% reward rate for international spending, a 3.5% Forex charge negates those benefits.
FAQs
What are the annual charges for the HSBC Travel One Credit Card?
The HSBC TravelOne Credit Card comes at a joining and renewal charge of ₹4,999 + GST.
In which city is the HSBC TravelOne Credit Card available?
The HSBC TravelOne Credit Card can only be applied for by particular city residents; these include Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad and Kolkata.
How can I redeem my Reward Points for partner hotels and airlines?
Follow these steps to redeem your Reward Points Log in to the HSBC India app and select your TravelOne card. Tap on ‘View More’ and then select ‘Redeem Points.’ Tap ‘Redeem Points Now’ to access the Rewards Marketplace. Choose the category you want and fill in the requested details. Enter the number of points you wish to redeem and tap ‘Continue.’ Review and accept the HSBC Rewards Programme Terms and Conditions, then tap ‘Continue.’ Review your request and place your order.