- Joining fee
Lifetime Free
- Annual fee
Lifetime Free
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
2 Reward Points/₹150 Spent
- Welcome benefits
₹500 Cashback on Logging in to the HSBC India Mobile Banking App and 2 Month EazyDiner Membership
- Reward redemption
Transfer Reward Points to Various Hotel/Airline Partners
Fees & charges
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
Surcharge Waiver Up to ₹3,500 Each Year
- Cash advance charges
2.5% of the Advance Amount, Subject to a Minimum of ₹500
Product highlights
- The HSBC RuPay Platinum Credit Card is quite similar to the HSBC Visa Platinum Credit Card.
- This card can be used to make UPI transactions.
- Earn 2 Reward Points/₹150 spent.
- Reward Points can be transferred to several hotel and airline loyalty programs such as Marriott, Accor, Air France, and Air India.
Pros & cons
Pros
- This is a lifetime free credit card which comes with zero joining and annual charges.
Cons
- Unlike the HSBC Visa Platinum Credit Card, this RuPay Credit Card lacks milestone benefits.
FAQs
Is the HSBC RuPay Platinum Credit Card lifetime free?
Yes, the HSBC RuPay Platinum Credit Cards come at zero joining and annual charges.
Are there any airport lounge access options with this card?
No, the HSBC RuPay Platinum Credit Card doesn’t offer any domestic or international lounge access.