HDFC Bank H.O.G Diners Club Credit Card

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  • Joining fee

    Rs. 10,000 + GST

  • Annual fee

    Rs. 10,000 + GST

  • Best suited for

    Travel, Shopping, Food

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    10 RPs/₹150 on Spends Made With Harley, 5 Reward Points/₹150 on Every Retail Spends, and 2X RPs on Weekend Dining

  • Welcome benefits

    Three Month Swiggy One Membership, Annual Memberships of Club Marriott, Amazon Prime, Forbes, and MMT Black and Harley Vouchers Worth ₹2,500

  • Reward redemption

    Redemption Via Smartbuy or Netbanking

Benefits

  • Movie & dining

    Flat ₹200 Off (Twice Each Month) Via Swiggy Dineout

  • Travel

    5X RPs on Flight and Hotel Bookings Via Smartbuy

  • Domestic lounge

    Unlimited Lounge Access

  • International lounge

    Unlimited Free Lounge Visits

  • Golf

    6 Free Golf Games Each Quarter

  • Insurance

    Accidental Air Death Cover of ₹2 Crore. Travel Insurance Worth ₹55,000

Fees & charges

  • Spend-based waiver

    Renewal Fee Waived on Spends of ₹5 Lakh

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    2%

  • Interest rates

    1.99% Monthly and 23.88 Yearly

  • Fuel surcharge waiver

    1% Fuel Surcharge Waiver

  • Cash advance charges

    2.5% of the Total Amount

Product highlights

  • This card is most suited for members of the Harley Owners Group.
  • This card can be availed at a joining fee of Rs. 10,000 plus applicable taxes.
  • Customers can avail of free unlimited international and domestic lounge access with this card.

Pros & cons

Pros

  • Unlimited lounge access is offered for both primary and add-on credit card holders.

Cons

  • For a credit card with such a high joining fee, it should have offered some golf privileges.

FAQs

What are the fees for the H.O.G Diners Club Credit Card?

This credit card can be availed at a joining/renewal fee of ₹10,000.

How many reward points shall I get for spending on Harley Davidson?

With the H.O.G Diners Club Credit Card, you can earn 10X reward points on all Harley purchases, including merchandise.

Can I make international transactions with this Harley Davidson Credit Card?

Yes, you can make international transactions with the HDFC H.O.G Credit Card. This card is very suitable for them as it charges a low Forex markup of 2%.

Am I eligible for the HDFC H.O.G Credit Card?

To be eligible for the HDFC Bank H.O.G Credit Card, a salaried individual needs to have a minimum monthly income of ₹1.75 lakh, and self-employed individuals need to have an annual ITR of ₹21 lakh or above.