- Joining fee
Nil
- Annual fee
Nil (on spending Rs. 50,000 in a year)
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
2 Reward Points on every spend of Rs. 150.
- Reward redemption
The earned Reward Points can be redeemed against cash at a rate of 1 RP = Re. 0.10.
Benefits
- Movie & dining
Accelerated Reward Points on dining.
Fees & charges
- Spend-based waiver
The renewal fee is waived off if you have spent Rs. 50,000 or more in the previous year.
- Rewards redemption fee
Rs. 99 on every redemption request.
- Foreign currency markup
3.5% on all foreign currency spends.
- Interest rates
3.49% per month
- Fuel surcharge waiver
1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.
- Cash advance charges
2.5% of the withdrawn amount subject to a minimum of Rs. 500.
Product highlights
- No joining fee.
- 2 Reward Points on every spend of Rs. 150.
- Reward Points redeemable against cash credit.
- 50% more Reward Points on dining.
- Spend-based waiver of the renewal membership fee.
- 1% fuel surcharge waiver on all fuel transactions.
FAQs
Is the HDFC Titanium Edge Credit Card lifetime free?
The HDFC bank Titanium Edge Credit Card comes with a zero joining fee and the renewal fee also gets waived off if you have spent Rs. 50,000 or more in the previous year. So, you can easily make it lifetime free for yourself.
What is the value of 1 Reward Point for redemption against cashback?
The value of 1 Reward Point for redemption against cashback is Re. 0.10 for the HDFC Titanium Edge Credit Card.
What is the maximum cap of the fuel surcharge waiver?
With the HDFC Bank Titanium Edge Credit Card, you get a 1% fuel surcharge waiver with a maximum benefit of Rs. 250 per billing cycle.