HDFC Bank Superia Credit Card

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  • Joining fee

    Rs. 1,000 + GST

  • Annual fee

    Rs. 1,000 + GST

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    3 Reward Points on every spend of Rs. 150.

  • Welcome benefits

    1,000 bonus Reward Points

  • Reward redemption

    The earned Reward points can be redeemed against Airmiles at a rate of 1 RP = 0.7 Airmiles.

Benefits

  • Movie & dining

    Accelerated Reward Points on dining.

  • Travel

    Complimentary Priority Pass membership.

Fees & charges

  • Spend-based waiver

    Joining fee waived off on spending Rs. 15,000 within the first 90 days and the renewal fee waived off on spending Rs. 75,000 within one anniversary year.

  • Rewards redemption fee

    Rs. 99 on every redemption request.

  • Foreign currency markup

    3.5% of the transaction amount

  • Interest rates

    3.49% per month

  • Fuel surcharge waiver

    1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

  • Cash advance charges

    2.5% of the withdrawn amount subject to a minimum of Rs. 500.

Product highlights

  • Welcome and renewal benefit of 1,000 Reward Points.
  • 3 Reward Points on every spend of Rs. 150.
  • 50% more Reward Points on dining at selected restaurants.
  • Reward Points redeemable against Airmiles and a host of other options.
  • Complimentary Priority Pass membership.
  • Spend-based waiver of the joining & renewal fee.
  • 1% fuel surcharge waiver.

FAQs

What is the annual fee of the HDFC Superia Credit Card?

The HDFC Superia Credit Card charges a joining and annual fee of Rs. 1,000.

Do I get complimentary airport lounge access with the HDFC Bank Superia Credit Card?

No, you don’t get complimentary airport lounge access with the HDFC Bank Superia Credit Card. It offers you complimentary Priority Pass membership but you need to pay the usage fee every time you visit an airport lounge.

What is the interest rate on this credit card?

The interest rate on the HDFC Superia Credit Card is 3.49% per month.

How many Airmiles do I get for 1 Reward Point?

For redeeming your earned Reward Points against Airmiles, 1 Reward Point = 0.7 Airmiles.