Business Cards
HDFC Purchase Credit Card
- Joining fee
NIL
- Annual fee
Nil
- Best suited for
Shopping
- Reward type
Reward Points
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% (plus applicable taxes)
- Interest rates
3.75% Per Month
- Fuel surcharge waiver
1% to 2.5%
- Cash advance charges
2.50% of the withdrawn amount (subject to a minimum charge of Rs. 500)
Product highlights
- Better Control on expenses
- Up to 45 Days of credit period on the Purchase Card
- Restrictions can be placed on cards as per transaction and vendor/ merchant category
- Reduces transaction processing time and overall cost of high volume & low value transactions
- Fuel Surcharge from 1% to 2.5%
FAQs
Does the card provide Zero cost liability?
Yes, this card comes with Zero Protection liability against any fraudulent transactions made on your credit card if reported within a stipulated time to HDFC 24×7 customer care.
Will the card provide Rewards on the transactions done?
No, the HDFC Purchase Credit Card is not a reward earning card and you will not earn any rewards on the transactions made with the card.
Does the card provide Fuel Surcharge Waiver benefit?
Yes, the fuel surcharge waiver can vary from 1% to 2.5% of the transaction amount. The amount of surcharge depends on the fuel station and the receiving bank.