HDFC Platinum Times Credit Card

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  • Joining fee

    NIL

  • Annual fee

    Rs. 1,000 + GST

  • Best suited for

    Movies, Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    3 Reward Points on every spend of ₹150. 10 reward points on every weekday dining spent of ₹150.

  • Welcome benefits

    Complimentary Times Prime annual Membership and E-Vouchers Worth Rs. 5000.

  • Reward redemption

    You can redeem rewards by logging into your HDFC Bank net banking account and clicking on the reward redemption link.

Benefits

  • Movie & dining

    50% discount (max Rs. 600 per transaction) on Movie Tickets booked on BookMyShow15% discount up to maximum of Rs. 1500 at restaurants through PayEazy on Eazydiner

Fees & charges

  • Spend-based waiver

    Annual fee of Rs 1,000 waived off on annual spends of Rs. 2.5 lakhs or above.

  • Rewards redemption fee

    Rs. 99 (plus applicable taxes) per redemption request

  • Foreign currency markup

    3.5% of the transaction amount (plus applicable taxes)

  • Interest rates

    3.6% per month (or 43.2% annually)

  • Fuel surcharge waiver

    1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 5,000 (max waiver of Rs. 250 per month)

  • Cash advance charges

    2.5% of the transaction fee subject to a minimum charge of Rs 500

Product highlights

  • Gift vouchers across shopping, dining and apparel, and many other categories.
  • 50% off on movie ticket bookings on BookMyShow (max discount of Rs. 600 per transaction).
  • Round the year offers and discounts on travel, shopping, dining and wellness categories at select partner merchants.
  • 3 Reward Points per Rs. 150 spent with the card.
  • Accelerated Reward Points (10 RPs per Rs. 150 spent) on dining spends on weekdays.

Eligibility

CriteriaSalariedSelf-employed
Age21 Years to 60 Years21 Years to 65 Years
IncomeMinimum Rs 4,20,000 per annum (as per ITR)Minimum Rs. 6,00,000 per annum (as per ITR)

FAQs

When do Reward Points accumulated on my HDFC Platinum Times Card expire?

Reward Points earned are valid for 2 years from the date of accumulation.

Where will I be able to obtain my Welcome Benefits with my HDFC Platinum Times Card?

Your welcome benefits will be delivered to your registered card email address in the form of e-vouchers. These welcome benefits can also be accessed by visiting this website- HDFC Times Card.

Does the HDFC Bank charge any fee for Rewards redemption?

Yes, a redemption fee of Rs 99 is charged for every redemption request made

Is there a limit on booking tickets using 25% discount on BookMyShow with HDFC Platinum Times Card??

A cardholder can buy a maximum of 4 discounted tickets per month with their card and cardholder can get a maximum discount of Rs 600 per transaction