- Joining fee
Rs. 1,000 + GST
- Annual fee
Rs. 1,000 + GST
- Best suited for
Dining, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
Earn 3 reward points on spend of every Rs.150
- Welcome benefits
Enjoy 1,000 reward points as a welcome benefit on payment of the joining fee.
- Reward redemption
The earned points can be redeemed to get AirMiles where 667 Reward Points = 100 AirMiles. The reward points can also be redeemed for exclusive gifts listed in the reward catalog.
Benefits
- Movie & dining
Enjoy 50% more reward points every time you dine out at a restaurant.
- Insurance
Get Professional Indemnity Insurance coverage worth up to Rs.20 Lakhs.
Fees & charges
- Spend-based waiver
Spend Rs. 1 Lakh in a year and get waiver of next year’s annual membership fee
- Foreign currency markup
3.5% on all international transactions
- Interest rates
3.6% per month (43.2% per annum)
- Fuel surcharge waiver
Get 1% fuel surcharge on transactions between Rs. 400 and Rs. 5000 (max waiver capped at Rs. 250 per statement cycle)
- Cash advance charges
2.5% of the amount withdrawn (subject to a minimum of Rs. 500)
Product highlights
- Welcome benefit of 1,000 Reward points
- Renewal benefit of 1,000 Reward points
- Reward Points are redeemable against Airmiles for several Airlines
- 50% more reward points are credited to your account on dining spends.
- Professional Indemnity Insurance coverage up to Rs. 20 Lakhs
- Up to 50 interest free days from the date of purchase.
FAQs
What is the joining fee for the HDFC Bank Doctor's Superia Credit Card?
The joining fee for the HDFC Bank Doctor’s Superia Credit Card is Rs. 1000
How can I use my reward points?
You can redeem the reward points against AirMiles or choose a reward from the reward catalogue.
Can the insurance sum of Rs. 20 Lakhs be used in a single case?
You can use up to Rs. 4 Lakhs on one accident.
Does it offer a 50% discount on dine–out meals?
No, it doesn’t offer a 50% discount on meals. You get 50% more reward points while dining out when using this card.