HDFC Bank Doctor’s Regalia Credit Card

Rewards

• Rewards rate

  Earn 4 Reward Points on every Rs. 150 spent on all retail transactions

• Welcome benefits

  You get 2,500 Reward Points as a welcome gift

• Reward redemption

  Reward points can easily be redeemed for hotel and flight bookings, premium products and vouchers through HDFC regalia Rewards Points can also be redeemed against cash

Benefits

• Travel

  You get to enjoy complementary access to domestic and international lounge using HDFC Bank Doctor’s Regalia Credit Card

• Domestic lounge

  Complimentary Lounge Access at airports across India – 12 times in a calendar year

• International lounge

  6 Complimentary International lounge visits using the Priority Pass Membership

• Insurance

  Air accident insurance worth Rs. 1 Crore, Emergency overseas hospitalization cover worth up to Rs. 15 Lakhs, Credit liability cover worth up to Rs 9 Lakhs

Fees & charges

• Spend-based waiver

  Upon spending Rs. 3 Lakhs or more in the previous year, renewal fee of Rs. 2,500 for HDFC Bank Doctor’s Regalia Credit Card will be waived off

• Rewards redemption fee

  Rs. 99 (plus applicable taxes)

• Foreign currency markup

  2% (plus applicable taxes)

• Interest rates

  3.49% per month (or 41.88% annually)

• Fuel surcharge waiver

  Fuel surcharge waiver of 1% on a minimum and maximum spend of Rs. 400 and Rs. 5000 respectively at all the petrol pumps across India

• Cash advance charges

  2.5% of amount withdrawn or Rs. 500 whichever is higher

Product highlights

• 2,500 Reward Points as Welcome Benefit.
• 4 Reward Points on every Rs. 150 spent.
• Complimentary airport lounge access worldwide with complimentary Priority Pass membership
• Low foreign currency markup fee at 2%.
• Doctor’s Regalia Credit Card provides you protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
• Travel insurance benefit in case of air accident worth Rs. 1 Crore.
• Credit Liability Cover of up to Rs. 9 Lakhs.

FAQs