- Joining fee
₹1,000 + GST
- Annual fee
₹1,000 + GST
- Best suited for
Movies, Travel, Food
- Reward type
Reward Points
Rewards
- Rewards rate
4 Reward Points/₹200 on Retail Spends (0.5%) | 5X Reward Points (20 RPs/₹200) on Swiggy & Zomato (2.5%)
- Welcome benefits
Complimentary Membership of Swiggy One & Times Prime
- Reward redemption
1 reward point = Rs 0.5 redeemable on SmartBuy reward portal for flight & hotels bookings, 1 reward point = 0.5 Air miles.
Benefits
- Movie & dining
Buy One Get One Offer on BookMyShow Movie Tickets
- Domestic lounge
2 Domestic Lounge Visits Each Quarter on ₹60,000 Spends in the Previous Quarter
- International lounge
One Free Visit Each Quarter on ₹60,000 Spends in the Previous Quarter
- Insurance
Air Accident Cover, Travel Insurance and More
Fees & charges
- Spend-based waiver
Annual Fee Waiver on Spends of ₹3 Lakh
- Rewards redemption fee
₹99 + GST
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Per Annum)
- Cash advance charges
2.5% of the Amount Withdrawn or ₹500 (Whichever is Higher)
Product highlights
- Get a Complimentary Membership of Swiggy One and Times Prime as a welcome benefit.
- 4 Reward Points on every ₹200 spent, and up to 10x Reward Points on Smartbuy spends, with your HDFC Bank Diners Club Privilege Credit card.
- Accelerated 5x RPs on your Swiggy and Zomato spends.
- Complimentary airport lounge visits both in India and abroad
- Insurance Cover worth up to ₹1 crore in case of an Air Accident.
Pros & cons
Pros
- 4 RPs per ₹200 spent, and 5x RPs on Zomato and Swiggy spends.
- Frequent travelers can benefit from complimentary domestic and international lounge access.
Cons
- The welcome benefit includes Swiggy One and Times Prime memberships, which may not be wanted by some cardholders.
- There is no cashback on online spending, and a higher annual fee than similar variants.
FAQs
What is the validity period of the reward points accumulated on the HDFC Diners Club Privilege credit card?
The accumulated reward points are valid for redemption for 2 years.
What is the maximum capped amount for reward points accrued for insurance transactions using the HDFC Diners Club Privilege credit card?
Reward points accrued on insurance are subject to a maximum limit of 2000 reward points per transaction.
Will e-wallet loading transactions accrue reward points on the HDFC Diners Club Privilege credit card?
No reward points are issued on e-wallet loading transactions.
Can I earn reward points on fuel transactions using my HDFC Bank Diners Club Privilege card?
No, you can not earn reward points on fuel transactions using your HDFC Bank Diners Club Privilege credit card
What is the reward rate you get on the SmartBuy reward portal using the HDFC Bank Diners Club Privilege card?
1 reward point = Rs 0.5 redeemable on the SmartBuy reward portal for flight & hotel bookings