HDFC Business Regalia Credit Card
- Joining fee
₹2,500 + GST
- Annual fee
₹2,500 + GST
- Best suited for
Travel, Dining, Shopping, Business Expenses
- Reward type
Reward Points
Rewards
- Rewards rate
4 RPs/₹150 (Including Insurance and Utilities)
- Reward redemption
Choose to redeem your Reward Points instantly against Airline ticket booking and Hotel bookings.
Benefits
- Movie & dining
Save up to 20% on Dining Bills With Swiggy Dineout
- Domestic lounge
8 Free Lounge Access Per Year (2 Per Quarter) on Spending ₹1 Lakh in the Previous Quarter
- International lounge
6 Complimentary International Lounge Visits Per Calendar Year via Priority Pass
Fees & charges
- Spend-based waiver
The renewal fee is waived off on spends of more than Rs. 3 lakh in the previous year.
- Rewards redemption fee
₹99 + GST
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
1% fuel surcharge waiver at all fuel stations in India on a minimum of Rs. 400 transaction and a maximum of Rs. 5000 transaction.
- Cash advance charges
2.5% of the transaction amount or Rs. 500 (whichever is higher)
Product highlights
- Earn 4 Reward Points on every transaction of ₹150.
- Enjoy up to 50 days of interest-free credit period.
- Zero cost liability on reporting the lost card to the bank’s 24-hour call center.
- Enjoy the 24/7 Concierge Services on your HDFC Bank Business Regalia Credit Card
- Priority Pass for self and add-on members.
- Get a 1% fuel surcharge waiver.
FAQs
Can I get an Annual fee waiver benefit on the HDFC Bank Business Regalia Credit Card?
Yes, the renewal fee is waived if you can spend Rs. 3,00,000 in the previous year.
What if I lost my card, can I claim for a fraudulent transaction done on the card?
The Cardmember must notify the 24-Hour Call Center of the bank immediately if the Primary or any Additional credit card is misplaced, lost, stolen, mutilated, or not received. Do note that the Bank is not liable or responsible for any fraudulent transactions incurred on the card account before the time of reporting the loss of the card, and the Cardmember will be wholly liable for the same. However, after the receipt of proper notice of the loss by the bank, the Cardmember’s subsequent liability is zero.
How much limit can I get on the HDFC Bank Business Regalia Credit Card?
The bank officials decide the limit on HDFC Bank Business Regalia Credit Card, and it depends upon the credit report (credit score) of the applicant.
How can I earn reward points on the HDFC Bank Business Regalia Credit Card?
HDFC Bank Business Regalia Credit Card offers 4 Reward Points on every transaction of Rs. 150. So if you spend around Rs. 25,000 on your HDFC Bank Business Regalia Credit Card, then your total reward points will be around 665.
Do I get lounge access at domestic and international terminals with HDFC Bank Business Regalia Credit Card?
Yes, you will get 8 complimentary lounge access per calendar year within India and 6 at international airports using the HDFC Bank Business Regalia Credit Card.
What is the fuel surcharge waiver benefit with HDFC Bank Business Regalia Credit Card?
HDFC Bank Business Regalia Credit Card offers a 1% fuel surcharge waiver at all fuel stations in India on a minimum transaction of Rs. 400 and a maximum of Rs. 5000 transactions.
Is there any priority pass benefit on the HDFC Bank Business Regalia Credit Card?
Yes, you can apply for a Priority Pass for yourself and add on members once you complete a minimum of 4 retail transactions on your HDFC Bank Business Regalia Credit Card. With the Priority Pass, you and your add-on member can together avail of up to 6 Complimentary Lounge Access per calendar year, outside India.