HDFC Bank Business MoneyBack Credit Card
- Joining fee
₹500 + GST
- Annual fee
₹500 + GST
- Best suited for
Business Expenses
- Reward type
Reward Points
Rewards
- Rewards rate
4 Reward Points on every Rs 150 spent online and 2 Reward Points on every other spent
- Reward redemption
1 Reward Point = Up to ₹0.25
Benefits
- Movie & dining
Upto 20% Off on Dining Bills With Swiggy Dineout
Fees & charges
- Spend-based waiver
Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership fee.
- Rewards redemption fee
₹99 + GST
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
1% fuel surcharge waived off for all transactions between Rs. 400 & Rs. 5,000 and Maximum Cashback of ₹250 per statement cycle.
- Cash advance charges
2.5% of the withdrawal amount subject to a minimum charge of Rs 500
Product highlights
- Get 4 Reward Points on every ₹150 spent online and 2 Reward Points on every other spend of ₹150.
- 5% Cashback on Telecom, Utility, Govt & Tax Payments.
- Zero cost liability on reporting the lost card to the bank’s 24-hour call center.
- Get a 1% fuel surcharge waiver.
- Save upto 20% on dining bills paid through Swiggy Dineout.
FAQs
How can I redeem Reward Points earned on a Business Moneyback Credit Card?
Accumulated Reward Points can be redeemed for CashBack or exciting gifts from an exclusive rewards catalog at the applicable redemption rate. Customers can also redeem their points through net banking.
How much surcharge waiver can I get for fuel?
The HDFC Business Moneyback Credit Card offers a 1% fuel surcharge waiver for all transactions between ₹400 and ₹5,000. You can avail a maximum of ₹250 per statement cycle.