Shoppers Stop HDFC Bank Credit Card

Apply Now
  • Joining fee

    ₹299 + GST

  • Annual fee

    ₹299 + GST

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    3% Reward Points on Every Shoppers Stop Spend and 1 % Reward Points on Non-Shoppers Stop Spends

  • Welcome benefits

    Shoppers Stop Voucher Worth ₹500 and Complimentary Shoppers Stop Silver Edge Membership

  • Reward redemption

    Reward Points Can Be Redeemed Against Multiple Options

Fees & charges

  • Rewards redemption fee

    ₹99 + GST

  • Foreign currency markup

    3.5% + GST

  • Interest rates

    3.75% Per Month (or 45% Annually)

  • Fuel surcharge waiver

    Cardholders get a 1% fuel surcharge waived (up to Rs. 250 per statement cycle), across all petrol stations in India.

  • Cash advance charges

    2.5 % of the transaction amount subject to a minimum charge of Rs 500.

Product highlights

  • Complimentary Shoppers Stop Silver Edge Membership.
  • Get a Shoppers Stop Voucher worth ₹500 as a welcome benefit redeemable on any bill value.
  • 1% fuel surcharge waiver across all fuel stations (up to ₹250 per statement cycle)

Pros & cons

Pros

  • You can also make UPI payments by linking your RuPay credit card.

Cons

  • This card does not provide any golfing benefits, and you will also not have access to domestic or international lounges.

FAQs

Can I apply for Shoppers Stop Bank Credit Card if I never shopped at Shoppers Stop?

Yes, you can apply for the Shoppers Stop HDFC Bank Credit Card provided you are eligible.

Can I redeem points earned on online purchases?

Yes, you can redeem the points earned on Shoppers Stop HDFC Bank Credit Card via online purchase made through the Shoppers Stop the registered application.

How do I redeem the points earned?

Customers can redeem their points against purchases made in Shoppers Stop outlets or digital stores

How to redeem the Vouchers/Welcome benefits associated with Program?

Shoppers Stop will share SMS/email communications on the registered Mobile Number and email address. Customers will have to follow the steps mentioned and intimate Shoppers Stop staff at the time of billing