- Joining fee
₹250 + GST
- Annual fee
₹250 + GST
- Best suited for
Shopping
- Reward type
Cashback
Rewards
- Rewards rate
Unlimited 1% Cashback
- Reward redemption
Cashback Against Statement
Benefits
- Movie & dining
25% Dining Discount Via Swiggy Dineout
Fees & charges
- Spend-based waiver
On Spends of Rs. 50,000 in a Year
- Rewards redemption fee
Nil
- Foreign currency markup
3.5%
- Interest rates
3.60% Monthly and 43.20% Yearly
- Fuel surcharge waiver
1% Across Fuel Stations in India
- Cash advance charges
2.5%
Product highlights
- This card can be availed at a joining fee of Rs. 250 + applicable taxes.
- You can get 1% unlimited cashback with this card across all eligible categories.
- Discounts on dining with Swiggy.
Pros & cons
Pros
- This card comes with a reasonable fee, which can be waived by spending Rs. 10,000 in the first 90 days of card activation. From the second year onwards, the fee can also be easily waived by spending Rs. 50,000 in a year.
Cons
- This card offers 1% cashback across all categories. There is no accelerated or higher cashback rate for certain categories.
- SmartBuy offers cannot be availed with this credit card.
FAQs
What is the validity of Pixel Cashpoints?
The Pixel Cashpoints earned with the Pixel Go Credit Card are valid for a period of two years.
What is the joining fee for the Pixel Go Credit Card?
The HDFC Pixel Go Credit Card has a joining fee of Rs. 250 plus applicable taxes. This fee can be waived by spending Rs. 10,000 in the first 90 days.