- Joining fee
₹12,500 + GST
- Annual fee
₹12,500 + GST
- Best suited for
Travel, Dining, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
5 Reward Points/₹150 Spent (3.33% Reward Rate)
- Welcome benefits
12,500 Bonus Reward Points and Complimentary Club Marriott Membership
- Reward redemption
RPs can be redeemed for flight and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles through net banking (1 RP = 1 Airmile), products and vouchers via net banking or SmartBuy (1 RP = Rs. 0.50), Apple and Tanishq vouchers (1 RP = Re. 1) cashback (1 RP = Rs. 0.30)
Benefits
- Movie & dining
1 + 1 Complimentary Buffet at ITC Hotels and Up to ₹500 With Swiggy Dineout
- Travel
Complimentary Priority Pass Membership
- Domestic lounge
Unlimited Free Domestic Airport Lounge Access
- International lounge
Unlimited Complimentary International Lounge Access for Primary and Add-On Cardholders Across the Globe with a Priority Pass
- Golf
Unlimited Golf Courses and Games Across the Country
- Insurance
Insurance cover worth Rs. 3 crores against accidental air death, a cover worth Rs. 50 lakh against medical emergencies during international air travel, and credit shield cover worth Rs. 9 lakh
Fees & charges
- Spend-based waiver
Renewal Fee Waived on Spends of ₹10 Lakh
- Rewards redemption fee
Nil
- Foreign currency markup
2% + GST (~2.36%)
- Interest rates
1.99% Per Month or 23.8% Annualized
- Fuel surcharge waiver
1% Fuel Surcharge Waiver (Up to ₹1,000 Each Statement Cycle)
- Cash advance charges
Nil
Product highlights
- 1 year complimentary Club Marriott membership.
- 12,500 Reward Points as an introductory benefit.
- Unlimited access to airport lounges across the globe for both primary and add-on cardholders.
- Get 5 Reward Points on every Rs. 150 spent (except fuel transactions) with your HDFC Bank Infinia Card.
- 24×7 global concierge service.
- Unlimited golf games at leading golf destinations in India and abroad.
- 1+1 complimentary buffet on weekends at participating ITC hotels.
- 2+1 complimentary night stay at participating ITC hotels.
- Spend-based waiver annual membership fee.
Pros & cons
Pros
- Unlimited lounge access at domestic and select foreign airports.
- Unlimited complimentary golf games at premier golf courses.
Cons
- Infinia Credit Card is a highly rewarding card that benefits everyone. Although it is considered to be the ultimate card, only those who fulfill the strict eligibility criteria can get it. This can be termed the only drawback of this card.
FAQs
What is the validity of the Reward Points?
The Reward Points expire after 3 years from the date of accumulation. Also, if the card is not used for 365 days, the Points are nullified.
How to redeem HDFC Infinia Card reward points?
To redeem the RPs, follow these simple steps: Login to your HDFC Net banking account. Click on the tab ‘Credit Cards.’ Register your credit card if not already done. Click on the option ‘Redeem reward points’ on the left navigation bar. Select your card and click on continue. Select the required category/products and redeem your points. You can also redeem your points on the HDFC SmartBuy portal. The monetary value of RPs varies depending upon where the points are redeemed.
Do I get the Club Marriott membership every year the card membership is renewed?
No, the Club Marriott membership is offered as a Welcome Benefit at the time of joining and is valid only for a period of 1 year.
Do add-on cardholders get the insurance benefits?
No, only the primary cardholder gets the insurance benefits.
What is HDFC Infinia credit card customer care number?
The dedicated customer care numbers for HDFC bank Infinia Credit cardholders are: 1800 266 3310, 1800 102 3310, and 022-61717606 (available 24*7).
How to apply for HDFC Infinia Credit Card?
The HDFC bank Infinia Credit Card is an invite-only card, i.e., you can get the card only if the bank invites you for the same. Following are some key points that should be kept in mind if you want to get the card: You should have a long relationship with the HDFC Bank. You should have a high net relationship value with the bank (in the form of loans, life insurance, FDs, mutual funds, etc). Regular and responsible use of the existing HDFC credit card.
What is the joining fee of the HDFC Infinia Card?
The joining fee of the Infinia Credit Card is Rs. 12,500 (plus applicable taxes).
What is the limit of the Infinia credit card?
The HDFC Bank Infinia Credit Card comes with a credit limit of a minimum of Rs. 8 to 10 lakhs. However, the card has the NPSL (No pre-set credit limit) feature that allows you to get your credit limit increased by informing the Infinia HDFC team.
What is HDFC Infinia Credit Card reward points value in rupees?
For redemption against flight bookings and hotel reservations on SmartBuy, 1 RP = Re. 1. Conversion rate of RPs to AitMiles is 1 RP = 1 AirMile. Redemption of RPs for purchasing shopping vouchers on SmartBuy or via Netbanking, 1 RP = Rs. 0.50, and if you want to use the RPs to settle your card’s statement balance, 1 RP = Rs. 0.30.
Is HDFC Infinia card lifetime free?
No, the HDFC Infinia Metal Card is not free. It charges an annual fee of Rs. 12,500.