- Joining fee
Rs. 1,000 + GST
- Annual fee
Rs. 1,000 + GST
- Best suited for
Travel
- Reward type
Reward Points
Rewards
- Rewards rate
3 RPs per Rs. 150 spent and 10x RPs on partner brands
- Welcome benefits
1,000 Reward Points
- Reward redemption
For redemption against flight/hotel bookings on SmartBuy, 1 Reward Point = Rs. 0.30, 1 Reward Point = 0.30 Airmiles, 1 Reward Point = up to Rs. 0.25 for redemption against product catalogue, 1 Reward Point = Rs. 0.15 for redemption against cashback.
Benefits
- Travel
You can use the Reward points to book hotel/flights bookings on Smartbuy.
Fees & charges
- Spend-based waiver
Renewal fee waived off on spending Rs. 1 lakh or more in the previous year.
- Rewards redemption fee
Rs. 99 on every redemption request (plus applicable taxes)
- Foreign currency markup
3% (plus applicable taxes)
- Interest rates
3.6% per month (43.2% annually)
- Fuel surcharge waiver
1% fuel surcharge waived off for all transactions between Rs. 400 & Rs. 5,000.
- Cash advance charges
2.5% of the amount transacted or a minimum of Rs. 500.
Product highlights
- Get 3 Reward Points on every Rs. 150 you spend.
- Get 10x Reward Points on shopping through partner brands.
- Get upto 5% cashback for spends via SmartBuy.
- Get 1000 bonus Reward Points as a welcome gift from the HDFC Diners Club Rewardz Credit Card.
- Redeem your earned Reward Points against flight/hotel bookings, Air Miles, or several other products.
- Renewal Bonus of 1000 Reward Points every year.
- Get your renewal fee waived off based on your spends.
- Get a 1% fuel surcharge waiver.
- Get 24*7 concierge services.
Pros & cons
Pros
- Double reward points on grocery, airline, and dining spends
- 3 RPs per Rs. 150 spent and up to 3x reward points for spends at partner brands
- Complimentary 24×7 concierge service
Cons
- No cashback earned on spends
- No complimentary airport lounge access with the card
- No complimentary movie ticket offers
Eligibility
| Criteria | Salaried | Self-employed |
|---|---|---|
| Age | 21 years to 60 years | 21 years to 65 years |
| Income | The monthly income should be a minimum of Rs. 30,000 | The Income Tax Return should be more than Rs. 3.6 lakhs per year |
FAQs
Do I get any bonus on the renewal of my HDFC Diners Club Rewardz Credit Card ?
Yes, you get a renewal bonus of 1,000 Reward Points on the renewal of this card every year.
What is the foreign currency markup fee on this card ?
The foreign currency markup fee on the HDFC Diners Club Rewardz Credit Card is 3% on all foreign currency spends.
What is the maximum eligible age for self-employed individuals to apply for this card ?
For self-employed individuals, the maximum eligible age to apply for the HDFC Diners Club Rewardz credit card is 65 years.
What is the Reward Rate of the HDFC Diners Club Rewardz Credit Card ?
You get 3 Reward points per Rs. 150 spent and 10X Reward Points on shopping through partner brands with your HDFC Diners Club Rewardz Credit Card.
What is the value of 1 Reward Point for redemption against Air Miles ?
For redemption against Air Miles, 1 Reward Point = 0.30 Air Miles.
When do these Reward Points expire ?
The Reward Points you earn using your HDFC Diners Club Rewardz credit card expire after 2 years from the date of accumulation.