- Joining fee
Rs. 2,500 + GST
- Annual fee
Rs. 2,500 + GST
- Best suited for
Travel
- Reward type
Reward Points
Rewards
- Rewards rate
4 Reward Points on every retail spend of Rs. 150. Savings of up to 1.3% on all your spends through this card
- Welcome benefits
2,500 bonus Reward Points
- Reward redemption
You can redeem reward points against air tickets, and for AirMiles across Singapore Airlines, Air India, and Jet Airways at a rate of 1 RP = 0.50 Air Miles. 1 RP = Rs. 0.50 for redemption against Flight/Hotel bookings through Smartbuy, 1 RP = up to Rs. 0.35 for redemption against products & vouchers, and 1 RP = Rs. 0.20 for CashBack
Benefits
- Travel
6 Complimentary lounge access at more than 1,000 airports lounges globally
- Domestic lounge
Up to 6 domestic airport lounge access every year
- International lounge
Up to 6 international airport lounge access every year
- Insurance
Insurance cover of Rs. 1 Crore for an air accident, coverage worth Rs. 25 lakhs for emergency hospitalization, and a cover worth Rs. 50,000 for baggage delay
Fees & charges
- Spend-based waiver
Renewal fee waived off for this card on spending over Rs. 3 lakhs within one anniversary year
- Rewards redemption fee
Rs. 99 (plus applicable taxes)
- Foreign currency markup
2% on all foreign currency transactions (plus applicable taxes)
- Interest rates
3.6% per month (or 43.2% annually)
- Fuel surcharge waiver
1% fuel surcharge waived off on all fuel transactions between Rs. 400 to Rs. 5,000
- Cash advance charges
2.5% of the cash amount withdrawn or Rs. 500 (whichever is higher)
Product highlights
- Get a welcome benefit of 2,500 bonus Reward Points.
- Get 4 Reward Points for every Rs. 150 spent on retail purchases using your HDFC Diners Club Premium Card.
- Cardholders can redeem reward points against flight/hotel bookings across 150+ airlines.
- Up to 6 complimentary lounge access every year to over 1,000 airport lounges all across the world.
- Exclusive insurance benefits.
- 1% fuel surcharge waiver.
- Get your renewal fee waived on the basis of your spends.
Pros & cons
Pros
- Get 6 complimentary access to more than 1000 lounges worldwide
- Renewal fee waiver on spending Rs. 3 Lakhs in the year
- Cross-currency conversion charges are low and 2% forex markup fee
Cons
- No complimentary movie ticket, entertainment, and dining offers
- No cashback on your spends made with the card
- Reward rate could have been a bit better
Eligibility
| Criteria | Salaried | Self-employed |
|---|---|---|
| Age | 21 Years – 60 Years | 21 Years – 65 Years |
| Income | Minimum Rs. 60,000 per month | Minimum Rs. 7,20,000 per annum (as per ITR) |
FAQs
Does this card provide any welcome benefits ?
Yes, the HDFC Bank Diners Club Premium Credit Card provides a welcome benefit of 2,500 bonus Reward Points.
What is the expiration date of the Reward Points ?
The Reward Points you earn through this card expire after 2 years from the accumulation date.
What are the cash advance charges on this card ?
The cash advance charges on the HDFC Bank Diners Club Premium Credit Card are 2.5% of the transacted amount subject to a minimum of Rs. 500.
What is the value of 1 Reward Point for redemption against CashBack ?
1 Reward Point = Rs. 0.20 for redemption against Cashback.
Is the complimentary lounge access also for add-on cardholders ?
No, the HDFC Bank Diners Club Premium Credit Card provides lounge access to its primary cardholders only.
Does this card provide any medical insurance cover?
Yes, the HDFC Bank Diners Premium Credit Card provides an emergency medical insurance coverage worth Rs. 25 lakhs.
What are the late payment charges on this credit card?
The late payment charges on this credit card can be between Rs. 100 to Rs. 1,300 depending on the outstanding amount.
Does HDFC Diners Club Credit Card have lounge access?
Yes, with the HDFC Diners Club Premium Credit Card, you get 6 complimentary domestic & international lounge access (combined) every year.