- Joining fee
Rs. 1,000 + GST
- Annual fee
Rs. 1,000 + GST
- Best suited for
Travel
- Reward type
Reward Points
Rewards
- Rewards rate
4 Reward Points per Rs. 150 spent.
- Welcome benefits
1,000 Reward Points on settling the renewal membership fee.
- Reward redemption
1 Reward Points = 1 Airmile, 1 RP = Re. 0.50 when redeemed against flight or hotel bookings on SmartBuy, 1 RP = Re. 0.35 for products/vouchers, and 1 RP = Re. 0.20 for cashback.
Benefits
- Movie & dining
15% discount and other offers on the finest restaurants all over India.
- Travel
Complimentary access to domestic as well as international lounges.
- Domestic lounge
Up to 6 complimentary access to domestic lounges annually
- International lounge
Up to 6 complimentary access to international lounges annually.
- Insurance
Air accident Insurance up to Rs. 1 Crore, travel insurance cover worth up to Rs 50,000, emergency medical expenses cover worth up to Rs 25 Lakhs. Credit liability protection worth up to Rs 9 Lakhs.
Fees & charges
- Spend-based waiver
The annual fee can be waived on spending Rs. 1 Lakh.
- Rewards redemption fee
Rs. 99 per redemption request (plus applicable taxes)
- Foreign currency markup
3.00% of the total transaction value (plus applicable taxes)
- Interest rates
3.6% per month (or 43.2% per annum)
- Fuel surcharge waiver
1% of Fuel Surcharge Waiver (waiver capped at Rs. 250 per billing cycle) at fuel stations all over India.
- Cash advance charges
2.5% of the total transaction amount (Minimum Rs. 500)
Product highlights
- HDFC Bank Diners Club Miles is offered at Rs. 1,000 + taxes.
- Earn 1,000 Reward Points on paying the Annual Joining Fee.
- Earn 4 Reward Points per Rs. 150 you retail spends and other purchases.
- Get 15% discounts and offers on Fine Dining and restaurants.
- Complimentary Airport Lounge access worldwide.
- Concierge benefits to cater to all your travel needs.
- Air Accidental Insurance worth Rs. 1 Crore.
- Credit Liability protection up to Rs. 9 Lakhs.
- 1% Fuel Surcharge Waiver at all fuel stations in India.
- Earn 1,000 bonus RPs on paying of annual fee.
Eligibility
| Criteria | Salaried | Self-employed |
|---|---|---|
| Age | 21-60 | 21-65 |
| Income | ₹3,60,000 P.A | ₹3,60,000 P.A |
FAQs
Do I get any Accidental Cover with this credit card ?
Yes, you get a complimentary Air Accidental protection worth Rs 1 crore with this card.
What type of coverage does the Travel Insurance provide ?
Travel Insurance covers Loss off or Delay in luggage.
How many Airport Lounges can be accessed around the globe with this card ?
You can access over more than 1000 airport lounges around the globe using this card.
What is the validity period for the accrued reward points ?
The validity period of the accrued reward points is 2 years after which they get expired.