Travel on Points

HDFC Bank Diners Club Black Metal Edition Credit Card

Apply Now
  • Joining fee

    ₹10,000 + GST

  • Annual fee

    ₹10,000 + GST

  • Best suited for

    Travel, Dining, Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    5 Reward Points/₹150 on Regular Spends (3.33%) | Up To 10x Reward Points On SmartBuy (Up To 33.33%) | 2x Reward Points (10/₹150) On Weekend Dining (6.67%)

  • Welcome benefits

    Complimentary Membership of Club Marriott, Swiggy One and Amazon Prime (On Spends of Rs. 1.5 Lakh Within 90 Days of Card Issuance)

  • Reward redemption

    Redeem Rewards on SmartBuy or for Airmiles and Cashback

Benefits

  • Movie & dining

    10% Off Up to ₹400 on Swiggy Dineout (Twice Each Month) and 2X RPs on Weekend Dining

  • Travel

    Unlimited Lounge Access for Primary and Add-On Cardholders

  • Domestic lounge

    Unlimited Complimentary Domestic Lounge Visits Across India

  • International lounge

    Unlimited Complimentary International Lounge Visits Across the World

  • Golf

    6 Complimentary Golf Games Each Quarter

  • Insurance

    Air Accident Insurance Worth Rs 2 Crore and Emergency Overseas Hospitalisation Worth Rs. 50 Lakh.

Fees & charges

  • Spend-based waiver

    Spends ₹8 Lakh in a Year to Waive Renewal Fee

  • Foreign currency markup

    2% of Transaction Amount

  • Interest rates

    1.99% Monthly & 23.88% Annually

  • Cash advance charges

    2.5% of the Total Amount or Rs. 500 (Whichever is Higher)

Product highlights

  • This is a metal credit card.
  • The joining fee is Rs. 10,000 plus taxes.
  • 5 Reward Points on spends of Rs. 150.
  • Complimentary Swiggy One, Club Marriott and Amazon Prime membership.
  • Unlimited lounge access.
  • 24 complimentary golf games in a year.

Pros & cons

Pros

  • Unlimited international and lounge access for primary and add-on card holders.
  • 6 complimentary golf games each quarter.

Cons

  • The joining fee is Rs. 10,000, which might be high for some individuals.
  • The renewal fee can be waived by spending Rs. 8 lakh in a card anniversary year. This amount might not be achieved by some people.

FAQs

What is the joining fee for the HDFC Diners Black Club Credit Card?

The joining fee for the HDFC Diners Black Club Metal Credit Card is Rs. 10,000 plus taxes.

Can I make contactless payments with this card?

Yes, with the HDFC Black Diners Club Black Metal Card, you can make contactless (without entering PIN) payments up to Rs. 5,000.

Are there any milestone benefits with this card?

Yes, on spending Rs. 4 lakh each quarter, you can get 10,000 Bonus Reward Points.

What is the foreign currency markup on Diners Club Black Metal Credit Card?

You will charged 2% of the transaction amount as a foreign markup fee with this credit card.

What is the monthly cap for Reward Points on Smart Buy?

The monthly cap on SmartBuy for HDFC Diners Club Black Metal Credit Card is 10,000 Reward Points. With this, you can easily make large purchases on SmartBuy.