HDFC Bank Diners Club Black Credit Card

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  • Joining fee

    ₹10,000 + GST

  • Annual fee

    ₹10,000 + GST

  • Best suited for

    Travel, Dining, Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    5 Reward Points on every spend of Rs. 150. 10x Reward Points on SmartBuy and 2x Reward Points on weekend dining

  • Welcome benefits

    Complimentary Club Marriott, Swiggy One (3 months), MakeMyTrip Black Gold Tier, Amazon Prime & Times Prime Subscription on Spending ₹1,50,000 or More in the First 90 Days of Card Issuance

  • Reward redemption

    Redeem Points for Flight/Hotel Bookings, Against Cash, or Convert Them to Airmiles

Benefits

  • Movie & dining

    2X Reward Points on weekend dining

  • Travel

    Complimentary Club Marriott Membership

  • Domestic lounge

    Unlimited complimentary access to the domestic lounges

  • International lounge

    Unlimited complimentary access to the international lounges

  • Golf

    6 complimentary golf games per quarter at some of the most premium golf destinations around the world.

  • Insurance

    Travel-related insurance benefits including an air accident cover worth Rs. 2 crores, emergency overseas hospitalization cover worth Rs. 50 Lakhs, and a credit liability cover worth up to Rs. 9 lakh.

Fees & charges

  • Spend-based waiver

    Waiver of renewal fee on spending Rs. 5,00,000 in the previous year.

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    2% + GST

  • Interest rates

    1.99% per month (or 23.88% annually)

  • Fuel surcharge waiver

    1% fuel surcharge waived (max waiver capped at Rs. 1,000/month and min transaction of Rs. 400 required).

  • Cash advance charges

    Higher of 2.5% of the amount withdrawn or Rs. 500.

Product highlights

  • Complimentary annual membership of subscription platforms like Amazon Prime, Times Prime, etc, as a Welcome Benefit. These memberships are renewed at the expense of Rs. 8,00,000 in the anniversary year with the HDFC Bank Diners Club Black credit card.
  • Complimentary Ola Select, TataCliQ, BookMyShow, and cult.fit, vouchers on spends of over Rs. 80,000 every month.
  • 5 Reward Points for every Rs. 150 spent (Reward Rate = 3.3%).
  • 10X Reward Points on select brands.
  • 2X Reward Points on weekend dining.
  • 6 complimentary golf games per quarter at some of the most premium golf destinations around the world.
  • Low foreign currency markup fee of 2%.
  • Unlimited lounge access at 1,000 plus airport lounges in India and abroad.
  • Travel insurance benefits including an air accident cover worth Rs. 2 crore.

FAQs

What is validity of the Reward Points earned?

The Reward Points that you earn are valid for a period of 3 years from the date of accrual, and expire thereafter.

How to activate the HDFC Diners Club Black Card?

Following are the ways to activate your HDFC Bank Diners Club Black credit card: Through the PIN sent by the bank – After successful approval of your application, the bank will send a 4-digit PIN along with your credit card. You can use this PIN for the first time and change it for security purpose. Through ATM – You can also activate your credit card through HDFC Bank ATM by choosing the ‘Create new PIN option.’ You will receive an OTP on your registered mobile number. Enter that and activate your card by creating the PIN. Through Net Banking – Net Banking is one of the easiest ways to activate your credit card. Just log in to your net banking account, find the option ‘Generate Credit Card PIN’, and get your card activated.

Are the Amazon Prime and Zomato Gold subscriptions renewed every year?

Yes, the annual subscriptions that you get as Welcome Benefits are renewed every year, subject to a minimum expenditure of Rs. 8,00,000 in an anniversary year.

How to get HDFC Diners Club Black Credit Card?

You can get the HDFC Diners Club Black Card by applying online for it as follows: Visit HDFC Bank’s official website. Under the section ‘pay,’ find and select ‘Cards.’ Choose the option ‘Credit Cards.’ Select the HDFC Bank Diners Club Black Credit Card 7 click on ‘Apply Online. Fill in all the required details. You can also apply offline for the card by visiting your nearest HDFC Bank branch.

How to redeem HDFC Diners Club Black Credit Card rewards points?

To redeem the reward points, follow these simple steps: Log in to your HDFC Bank internet banking account with your username & password. Click on the tab ‘Credit Cards.’ If you have not registered your card, register it by providing the required details. Under the left navigation bar, choose the option ‘Redeem Reward Points.’ Select the Diners Club Black credit card and click on continue. Select the required category/products and redeem your points. The monetary value of the Reward Points earned depends upon how the Reward Points are redeemed. 1 RP = Re. 1 for flight/hotel bookings on SmartBuy. 1 RP = 1 AirMile. 1 RP = Rs. 0.50 for purchases on the Diners Club product catalog. 1 RP = Rs. 0.30 for cashback (adjustment against the statement balance).

What is the limit of HDFC Diners Club Black Credit card?

The limit of the HDFC Bank Diners Club black Credit card is generally above Rs. 4 lakhs.

What is the joining fee for Diners Club Black credit card?

The joining fee of the HDFC Diners Club Black Card is Rs. 10,000.

What is HDFC Diners Club Black credit card customer care number?

For any queries or complaints related to HDFC Diners club black credit card, you can contact customer care by calling on 1800 118 887.

Is HDFC Diners Black Card worth?

Yes, the HDFC Diners Club Black Credit Card is totally worth it for those whose net monthly spends are high, who are frequent travelers and who love to have a luxurious lifestyle.

Do I earn Reward Points on all transactions?

No Reward Points are earned on fuel purchases. Other than that, you get reward points every time you make a purchase using your card.