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Business Cards

HDFC Bank BizPower Credit Card

  • Joining fee

    ₹2,500 + GST

  • Annual fee

    ₹2,500 + GST

  • Best suited for

    Business Expenses

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    5X RPs on Select Business Spends (Google Ads, Reliance Digital, etc) and 4 RPs on Other Spends of ₹200

  • Welcome benefits

    Amazon Prime Annual and Biz Prime (6 Months) Memberships

  • Reward redemption

    Redeem Against Cashback or Vouchers, Airmiles, and Flight/Hotel Bookings

Benefits

  • Movie & dining

    10% Up to ₹200 Discount Via Swiggy Dineout

  • Domestic lounge

    Up to 16 Free Airport Lounge Visits in a Year

  • International lounge

    6 Visits With Priority Pass

  • Insurance

    Business Insurance Can Be Purchased

Fees & charges

  • Spend-based waiver

    Renewal Fee is Waived on Spends of Rs. 4 Lakh in a Card Anniversary Year

  • Rewards redemption fee

    ₹99 + GST

  • Foreign currency markup

    2%

  • Interest rates

    3.75% Monthly (45% Annually)

  • Cash advance charges

    2.5% or ₹500 (Whichever is Higher)

Product highlights

  • Earn 4 RPs/₹200 for business spends.
  • Earn accelerated 5X (20 Reward Points) for certain categories like bill payments, tax payments, business software purchases, and flight/hotel bookings.
  • Low forex markup charge of 2%.
  • Reasonable joining and renewal charges of ₹2,500.

Pros & cons

Pros

  • You can make your income tax and GST bill payments using this credit cards.
  • You would earn 5X bonus reward points on select categories like Google Ads and Reliance Digital, which will be highly beneficial for many businesses.

Cons

  • There are no insurance benefits provided with this card. If you still require insurance, you can choose from multiple plans and purchase the one suited for you.

FAQs

What is the joining fee for the BizPower Credit Card?

The BizPower HDFC Credit Card has a joining and renewal fee of Rs. 2,500.

How can I apply for the BizPower Credit Card?

You can apply for the BizPower Credit Card both online and offline. To apply, either visit your nearest HDFC Bank Branch or click on the Apply Now button.

What is the interest-free credit period of the BizPower Card?

You can avail yourself of up to 55 interest-free credit days with the BizPower Card.

When will the first-year fee charged on the BizPower Credit Card?

Cardholders will be charged the first-year joining fee 120 days after card issuance.