HDFC Bank BizGrow Credit Card
- Joining fee
₹500 + GST
- Annual fee
₹500 + GST
- Best suited for
Business Expenses
- Reward type
Reward Points
Rewards
- Rewards rate
2 Cash Points/₹200 on Business Spends. 10X Cash Points on Select Categories
- Welcome benefits
Limited Time Offer - Earn Fuel/Amazon Voucher of ₹500 on Making 6 Transactions Within 90 Days of Card Issuance. Gift Voucher Worth ₹250
- Reward redemption
Rewards Can Be Redeemed for Vouchers, Flight/Hotel Bookings, and Cashback Against Statement
Benefits
- Movie & dining
Discount With Swiggy Dineout
Fees & charges
- Spend-based waiver
Renewal Fee Waiver on Spends of Rs. 1 Lakh
- Rewards redemption fee
Rs. 99
- Foreign currency markup
3.5%
- Interest rates
3.75% Monthly (45% Annually)
- Fuel surcharge waiver
Fuel Surcharge Waiver Up to Rs. 250 Each Statement Cycle on Transactions Between Rs. 400 and Rs. 5,000.
- Cash advance charges
2.5% or Rs. 500
Product highlights
- This card comes at a joining charge of Rs. 500 plus applicable taxes.
- This card is most suited for small businesses.
- You can earn up to 10X Cash Points for select categories of spends.
Pros & cons
Pros
- This card comes at a low joining fee of Rs. 500.
Cons
- There is no lounge access provided with this card.
FAQs
How many points shall I earn on spends at DMart?
You can earn 10X Cash Points on spends made at DMart with the BizGrow Credit Card.
What is the joining fee for the BizGrow Credit Card?
The BizGrow Credit Card has a joining and renewal fee of Rs. 500.
How does the renewal fee waiver work for the BizGrow Credit Card?
The renewal fee of Rs. 500 can be waived if you spend Rs. 1 Lakh in a card anniversary year.
Who is eligible for a Biz Grow credit card?
All individuals who fulfill the following criteria are eligible for a BizGrow Credit Card. An Indian citizen who is self-employed and aged between 21 to 65 years. Annual ITR above Rs 6 Lakhs.