HDFC Bank BizBlack Metal Edition Credit Card
- Joining fee
₹10,000 + GST
- Annual fee
₹10,000 + GST
- Best suited for
Travel, Business Expenses
- Reward type
Reward Points
Rewards
- Rewards rate
5X RPs on Select Business Spends and 5 RPs on Other Spends of ₹150
- Welcome benefits
Club Marriott Membership and Taj Vouchers Worth ₹5,000
- Reward redemption
RPs Can be Redeemed for Vouchers, Flight/Hotel Bookings, and Cash Against Statement. 1 Reward Point = Up to ₹1
Benefits
- Movie & dining
10% Discount Up to ₹400 (Twice Each Month) on Restaurant Bill Payments Via Swiggy Dineout and 20% Discount on Dining Via Club Marriott Membership
- Domestic lounge
Unlimited Free Lounge Access
- International lounge
Unlimited Free International Lounge Access
- Golf
6 Complimentary Golf Games Each Quarter
- Insurance
Credit Liability Cover Up to ₹9 Lakh
Fees & charges
- Spend-based waiver
Renewal Fee Waiver on Spends of Rs. 7.5 Lakhs
- Rewards redemption fee
Nil
- Foreign currency markup
2% of the Total Transaction Amount
- Interest rates
1.99% Monthly (23.88% Annually)
- Cash advance charges
2.5% or Rs. 500
Product highlights
- Earn 5X Reward Points on select eligible categories.
- Earn 5 Reward Points/₹150 on all other spends (Base Reward Rate).
- Renewal fees can be waived by spending ₹7.5 lakh in a card anniversary year.
- Unlimited domestic and international airport lounge access for both primary and add-on cardholders.
- Discounts on dining via Swiggy Dineout.
Pros & cons
Pros
- This card offers accelerated reward points for business spends.
- Unlimited lounge access is offered with this card.
Cons
- Due to the high joining fee, this card is only available to large businesses and enterprises.
- No Reward Points are awarded for fuel, education, and rent payments.
FAQs
How much is the joining fee for the Biz Black Credit Card?
The HDFC Bank BizBlack Credit Card comes at a joining and renewal fee of Rs. 10,000 plus applicable taxes. The joining fee can be waived on spends of Rs. 1.5 lakh in the first 90 days.
Do I get any golf benefits with this card?
HDFC Bank BizBlack Credit Card holders will get 6 complimentary golf games each quarter. You can contact the 24*7 golf concierge service at 1800 118 887 to book your golf games.
Who is eligible for this credit card?
Any self-employed Indian citizen who files an Income Tax Return of above ₹30 lakh can apply for the HDFC Biz Black Credit Card (Customers can apply for this credit card using ITR, GST returns, Bank Statements, and Merchant payment reports).
What is the validity of the Reward Points earned with the HDFC BizBlack Credit Card?
The Reward Points earned with the BizBlack Metal Credit Card shall be valid for three years.