- Joining fee
Rs. 1,000 + GST
- Annual fee
Rs. 1,000 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
3 Reward Points per Rs. 150 spent and 6 Reward Points per Rs. 150 spent on shopping, mobile recharge, and hotel bookings.
- Reward redemption
The Reward Points you earn can be redeemed against various options from the HDFC Rewards catalog.
Fees & charges
- Spend-based waiver
The joining fee is waived off on spending Rs. 15,000 or more within the first 90 days and the renewal fee is waived off if a minimum of Rs. 1 lakh were spent in the previous year
- Rewards redemption fee
Rs. 99 on every redemption request (plus applicable taxes)
- Foreign currency markup
3.5% on all foreign currency spends (plus applicable taxes)
- Interest rates
3.6% per month (or 43.2% per annum)
- Fuel surcharge waiver
1% fuel surcharge waiver on all fuel transactions above Rs. 400 (max waiver capped at Rs. 500)
- Cash advance charges
2.5% of the amount withdrawn, subject to a minimum charge of Rs. 500
Product highlights
- You get 3 Reward Points for every Rs. 150 you spend using your HDFC Bank All Miles Credit Card.
- You get 2x Reward Points on every spend of Rs. 150 on shopping, mobile recharge, or hotel bookings.
- Spend Rs. 15,000 in 3 months and get your joining fee waived off.
- Spend Rs. 1 lakh or more in one year and get your renewal fee waived off.
- Get a 1% fuel surcharge waiver.
FAQs
What is the Reward redemption fee on this card ?
The Reward redemption fee on the HDFC Bank All Miles Credit Card is Rs. 99 on every redemption request.
What is the maximum benefit I can get through the fuel surcharge waiver on this card ?
For the HDFC Bank All Miles credit card, the maximum benefit through fuel surcharge waiver is capped at Rs. 500 in a month.
Can I get my joining/renewal fee waived off for this card ?
Yes, you can get your joining fee waived off by spending more than Rs. 15,000 within 90 days after card issuance, and you can get your renewal fee waived off by spending Rs. 1 lakh or more in an anniversary year.
How can I apply online for the HDFC Bank All Miles Credit Card ?
You can apply for the HDFC Bank All Miles Credit Card easily by visiting the HDFC Bank credit cards page and then following a few simple steps to fill the application form.
What is the interest rate on this card ?
The interest rate on the HDFC Bank All Miles Credit Card is 3.6% per month (or 43.2% annually)