- Joining fee
Lifetime Free
- Annual fee
Lifetime Free
- Best suited for
UPI
- Reward type
Reward Points
Rewards
- Rewards rate
1 Star/₹500 Spent (0.2%)
- Welcome benefits
₹250 Gift Card and 250 Stars on the Google Pay App
- Reward redemption
Redeem Stars for Payments Via Google Pay
Fees & charges
- Foreign currency markup
3.5%
- Interest rates
3.75% (Annually – 55.55%)
- Cash advance charges
2.5% (Minimum ₹500)
Product highlights
- Google Pay Flex Axis Bank Credit Card is a co-branded offering.
- This card comes on the RuPay network and can be used to make UPI payments.
- There are zero annual or joining charges with this card.
- Cardholders shall earn Rewards in the form of Stars with this card, which can be redeemed while making payments with Google Pay.
Pros & cons
Pros
- Even though this is a lifetime free offering, there are welcome benefits worth ₹500 with this card.
Cons
- The reward structure of this card is quite confusing, even involving several promotional offers that are subject to change.
FAQs
Is the Google Pay Axis Bank Flex Credit Card lifetime free?
Yes, this is a lifetime free offering which comes with zero joining and annual charges.
Are there any lifestyle benefits with this card?
Except for a 15% discount on EazyDiner, there are no lifestyle benefits associated with this card.