Niyo Global Card by Equitas Bank
- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Travel, International Spends
Benefits
- Travel
Load card in INR and make payments in more than 130 currencies worldwide at zero forex markup charges, global ATM locator, and Currency Converter for live forex rates
- Domestic lounge
Yes
- Insurance
Get insurance cover worth Rs. 5 Lakhs by Deposit Insurance & Credit Guarantee Corporation (DICGC), an RBI subsidiary
Fees & charges
- Foreign currency markup
Nil
- Interest rates
Nil
- Cash advance charges
Domestic ATM withdrawal charges – 3 free withdrawals per month and Rs. 21 plus taxes from the 4th withdrawal onwardsInternational ATM withdrawal charges – Rs. 110 plus taxes
Product highlights
- Zero forex markup fees on international transactions
- Load in INR and make international payments in more than 130 currencies
- Accepted in over 150 countries by all merchants that accept Visa cards
- Earn up to 7% interest rate p.a. on your savings
- User-friendly mobile app with global ATM Locator and Currency Converter tool to check live forex rates
- Complimentary airport lounge access at international terminals in India
- Real-time security and card balance updates
- Get 2500 Niyo Coins worth ₹250 as bonus for every successful referral of the Niyo Global card
FAQs
What are the documents needed to get a Niyo Global card?
You must be an Indian citizen of 18+ years of age with a valid Aadhaar, PAN card, and an Indian Passport to open a Niyo Global digital savings account and get a Niyo Global Card.
What are the features of the Niyo Global mobile app?
The Niyo Global app offers features like ATM locator, live currency converter, 24/7 support, real-time transaction alerts, card controls, spending limit management, and exclusive travel offers.
What are the transaction limits on the Niyo Global card?
There are certain limits on transactions with the Niyo Global card – ATM Withdrawal – Rs. 1,00,000 Online Transactions – Rs. 7,50,000 POS Transactions – Rs. 7,50,000 Fund Transfer within Cooling Period – Rs. 25,000 Fund Transfer after Cooling Period – Rs. 5,00,000