Forex

IndusInd Bank Multi-Currency Travel Card

  • Joining fee

    ₹300 + GST

  • Best suited for

    Travel, International Spends

Rewards

  • Welcome benefits

    Rs. 150 discount of issuance fee on loading the card with a minimum amount equivalent to Rs. 50,000.

Benefits

  • Travel

    Comprehensive insurance cover with multiple travel benefits, free airport rides (up to Rs. 1,000), discount of up to Rs. 3,000 on experiences, sightseeing and activities

  • Insurance

    Air accident cover (Rs. 10 lakh), purchase protection cover (Rs. 1 lakh), fraudulent usage cover (Rs. 2 lakh), covers against loss of passport (Rs. 20,000), loss of checked baggage (Rs. 50,000) and ATM assault (Rs. 50,000)

Fees & charges

  • Foreign currency markup

    No mark-up fee on transactions made in the currency loaded on the card, a cross-currency mark-up of 3.5% of the transaction amount is applicable on transactions made in a currency other than the one loaded on the card

  • Cash advance charges

    1% of the transaction amount and ATM withdrawal fee of USD 2

Product highlights

  • Can be loaded in 14 different currencies including USD, Euro, Dirham, and many others.
  • Accepted worldwide at all international merchants accepting Visa credit/debit cards.
  • Air accident cover worth Rs. 10 lakh, fraudulent usage cover worth Rs. 2 lakhs, and many other travel-related insurance covers.
  • Discount of up to Rs. 3,000 on experiences, sightseeing and activities on reloading the card.
  • Free airport transfer worth up to Rs. 1,000 and a discount of Rs. 150 on card issuance charge on a minimum currency load equivalent to Rs. 50,000.
  • Can be used for shopping at duty-free stores at international airports across Inida.

FAQs

What documents do I need to submit while applying for IndusInd Bank Multi-Currency Travel Card?

You need to submit copies of your passport (with visa) and air tickets while applying for the card.

What is the eligibility criteria for IndusInd Bank Multi-Currency Travel Card?

Since it is a prepaid card, there is no income-based eligibility criteria for IndusInd Bank Multi-Currency Travel Card.

Is there an annual fee for IndusInd Bank Multi-Currency Travel Card?

As it is a prepaid forex card (not a credit card), there is no annual membership fee applicable on IndusInd Bank Multi-Currency Travel Card. You, however, do have to pay an initial issuance fee of Rs. 300 (plus GST) at the time of issuance of the card.

What currencies are supported for transaction via IndusInd Bank Multi-Currency Travel Card?

IndusInd Bank Multi-Currency Travel Card can be loaded in any of the following 14 currencies- US Dollar, Australian Dollar, Canadian Dollar, Euro, Great Britain Pound, Hong Kong Dollar, Japanese Yen, New Zealand Dollar, Singapore Dollar, South African Rand, Swiss Franc, Thailand Baht, Saudi Riyal and UAE Dirham.

Is there any mark-up fee applicable on foreign currency transactions made with IndusInd Bank Multi-Currency Travel Card?

No mark-up fee is applicable on transactions made in the foreign currency loaded on the cad. However, a cross-currency mark-up charge of 3.5% of the transaction amount is applicable on transactions made in a currency other than the one loaded on the card.