HDFC Bank Multicurrency Platinum ForexPlus Chip Card
- Joining fee
₹500 + GST
- Best suited for
Travel, International Spends
Rewards
- Welcome benefits
Issuance fee waiver on the first loading of a minimum of USD 1,000 (or its currency equivalent)
Benefits
- Travel
Can be loaded in 22 different currencies, comprehensive insurance plan with multiple travel-related insurance benefits, Rs. 0.20 cheaper forex rate on loading via online channels
- Insurance
Comprehensive insurance plan including insurance covers against air/rail/road accidents, loss of baggage/documents/cash, and misuse of card.
Fees & charges
- Foreign currency markup
No mark-up fee on transactions made in the currency loaded on the card, a cross-currency mark-up fee of 2% of the transaction amount applicable on transactions made in a currency other than the one loaded on the card
- Cash advance charges
USD 2 on ATM withdrawals
Product highlights
- Can be loaded in 22 different currencies including USD, Euro, and Dihram.
- Accepted at all online portals and retail stores that accept Visa credit/debit cards.
- Can be used for shopping at duty-free stores at international airports across India.
- Card issuance fee waived off on the first loading of a minimum of USD 1,000 (or its currency equivalent).
- Amazon voucher worth up to Rs. 1,500 on loading/reloading the card with USD 1,500 (or its currency equivalent) or more.
- Rs.0.20 cheaper exchange rate on loading/reloading the card via online channels.
- Emergency cash delivery assistance around the world in case of loss of card/card not working.
- 24×7 global concierge service for assistance regarding hotel reservations, car rentals, gift/flower delivery, medical services,, etc.
- Complimentary comprehensive insurance plan including insurance covers against air/rail/road accidents, loss of baggage/documents/cash, and misuse of card.
FAQs
Do I have pay an annual fee for HDFC Multicurrency Platinum ForexPlus Chip Card?
No annual fee is applicable on the card. You however do have to pay an initial issuance fee of Rs. 500 (plus GST) at the time of card issuance.
What are the different currencies supported by HDFC Multicurrency Platinum ForexPlus Chip Card?
HDFC Multicurrency Platinum ForexPlus Chip Card can be loaded in any of the following 22 currencies- Australian Dollar, Dirhams, Canadian Dollar, Euro, Hongkong Dollar, Japanese Yen, Singapore Dollar, Sterling Pound, Swiss Franc, Swedish Krona, Thailand Baht, South African Rand, Oman Riyal, New Zealand Dollar, Danish Krone, Norwegian Krone, Saudi Riyal, Korean Won, Bahrain Dinar, Qatari Riyal, Kuwait Dinar and US Dollar.
Do I have to may any mark-up charge on foreign currency transactions?
No mark-up fee is applicable on transactions made in the currency loaded on the card. However, a cross-currency usage charge of 2% of the transaction amount is levied of the transactions made in a currency other than the one loaded on the card.
Do I get airport lounge access with HDFC Multicurrency Platinum ForexPlus Chip Card?
No, you do not get any domestic/international airport lounge access with HDFC Multicurrency Platinum ForexPlus Chip Card.