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Flipkart Wholesale HDFC Bank Credit Card

  • Joining fee

    Nil

  • Annual fee

    ₹499 + GST

  • Best suited for

    Shopping

  • Reward type

    Cashback

Rewards

  • Rewards rate

    5% Cashback on Flipkart Wholesale, Utility Bills, Government, Tax and Telecom Transactions

  • Welcome benefits

    ₹500 Cashback on First Three Transactions (Minimum ₹2,000 Each) on Flipkart Wholesale Platforms

Fees & charges

  • Spend-based waiver

    Spends ₹3 Lakh or More in a Year for Annual Fee Waiver

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    3.5%

  • Fuel surcharge waiver

    1% Surcharge Waiver (Max of ₹250 Per Statement Cycle)

Product highlights

  • Most suited for wholesalers and resellers who shop with Flipkart Wholesale.
  • Earn 5% cashback on spends made with Flipkart Wholesale.
  • 5% cashback on telecom, utility, tax, and government spending upto ₹250 monthly.

Pros & cons

Pros

  • With the early activation offer, valid till the 30th of September, cardholders can get complimentary subscriptions to popular online OTT platforms.

Cons

  • The cashback for utility, telecom, government, and tax transactions is capped at a low amount of ₹250 per month.

FAQs

How much of an interest-free period is offered with the Flipkart Wholesale HDFC Credit Card?

This card offers an interest-free period of upto 50 days from the date of purchase.

What are the joining charges of Flipkart Wholesale HDFC Bank Credit Card?

The Flipkart Wholesale HDFC Bank Credit Card comes with zero joining charges. However, it will become chargeable (₹499 + GST) from the second year.