- Joining fee
₹500 + GST
- Annual fee
₹500 + GST
- Best suited for
Shopping
- Reward type
Cashback
Rewards
- Rewards rate
5% Cashback on Flipkart & Cleartrip, 7.5% Cashback on Myntra, 4% Cashback on Preferred Partners (Swiggy, Uber, PVR, FitPass & Stoga by FitPass), and 1% Cashback on All Other Spends
- Welcome benefits
₹250 Flipkart Voucher + ₹100 Swiggy Discount
Benefits
- Travel
Accelerated Cashback (4%) on Uber Rides
Fees & charges
- Spend-based waiver
Annual fee waived on spends of Rs. 3.5 lakhs
- Rewards redemption fee
Nil
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (55.55% annually)
- Fuel surcharge waiver
1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month).
- Cash advance charges
2.5% (Minimum of ₹500)
Product highlights
- Welcome gifts worth ₹350.
- 5% cashback on Flipkart and ClearTrip.
- 7.5% cashback on Myntra.
- 4% cashback on preferred partners, including Swiggy, Uber, PVR, FitPass & Stoga by FitPass.
- 1% cashback on all other retail spends (with a few exceptions).
- 1% fuel surcharge waiver across petrol pumps in India for purchases worth ₹400 and ₹4,000. The maximum waiver is ₹400 per statement cycle.
Pros & cons
Pros
- Flipkart Axis Bank Credit Card offers a very good reward rate of 5% on all spends on the e-commerce website Flipkart. Apart from Flipkart, you also get a good reward rate of 4% on spends at partner merchants, including famous names like Swiggy, Uber, PVR, FitPass & Stoga by FitPass.
- Another advantage of the Flipkart Axis Credit Card limit is that the card rewards you with cashback, which is directly adjusted against the card’s statement balance every month. Also, there is no upper limit on the amount of cashback that can be earned on the Flipkart Axis Bank Credit Card in a given month.
Cons
- Flipkart Axis Bank Credit Card is definitely one of the best credit cards as far as online shopping is concerned, mainly if you prefer Flipkart for most of your purchases. You also get a cashback of 4% on online food delivery via Swiggy and on Uber rides. However, if you are someone who loves shopping offline at shopping malls or other small retail stores, Flipkart Axis Card is not the best pick for you as you get a cashback of 1% on offline spends.
- Flipkart Axis Bank Credit Card does not offer any insurance benefits like air accident cover or cover against loss/delay of luggage.
FAQs
Do I get airport lounge access with a Flipkart Axis Bank Credit Card?
No, as of 20th June 2025, there is no complimentary airport lounge access with the Flipkart Axis Bank Credit Card.
What are the other partner merchants where Axis Bank Flipkart Credit Card earns a cashback of 4%?
You get a 4% cashback on spending on partner merchants, including Swiggy, Uber, PVR, FitPass & Stoga by FitPass.
Do I earn cashback on fuel transactions?
No cashback benefit applies to fuel transactions. However, a 1% fuel surcharge is waived for transactions between ₹400 and ₹4,000, subject to a maximum waiver of ₹400 in a given calendar month.
Is the Flipkart Axis Bank Credit Card lifetime free?
No, the Flipkart Axis Bank Credit Card comes with annual and renewal fees. Flipkart Axis Bank Credit Card has annual fees of ₹500 + GST.