Bandhan Bank Flare Credit Card
- Joining fee
₹2,499 + GST
- Annual fee
₹2,499 + GST
- Best suited for
Travel
- Reward type
Reward Points
Rewards
- Rewards rate
10 Reward Points on Every ₹200 spent
- Welcome benefits
Earn 5,000 Bonus Reward Points on Spend of ₹10,000 within the First 30 Days of Card Issuance
- Reward redemption
1 Reward Point = ₹0.25
Benefits
- Movie & dining
25% Off on BookMyShow, Up to ₹500 Once Every Month, and 15% Off on EazyDiner, Up to ₹750 Once Every Month
- Domestic lounge
4 Complimentary Domestic Airport Lounge Access in a Calendar Quarter at Select Airports
- International lounge
1 International Airport Lounge Access in a Calendar Quarter at Select Airports
- Golf
4 Complimentary Golf Lessons Per Calendar Year (1 Lesson Per Quarter)
Fees & charges
- Spend-based waiver
Annual Charges Waived on Spends of ₹6 Lakh
- Foreign currency markup
1.99%
- Interest rates
3.5%
- Fuel surcharge waiver
1% Waiver Up to ₹500 Per Statement Cycle
- Cash advance charges
3.5% (Min of ₹500 + GST)
Product highlights
- Earn 10 reward points on every ₹200 spent on eligible transactions.
- Earn an additional 5,000 bonus reward points every month on spends of ₹75,000 or more.
- Get 25% off on BookMyShow, up to ₹500, once every month.
- Enjoy 15% off on EazyDiner, up to ₹750, once every month.
- Receive 4 complimentary domestic airport lounge visits every calendar quarter.
- Enjoy 1 complimentary international airport lounge visit every calendar quarter.
- Avail 4 complimentary golf lessons every calendar year, with 1 lesson per quarter.
Pros & cons
Pros
- The card offers high reward earnings with 10 reward points on every ₹200 spent on eligible transactions, along with 5,000 bonus reward points every month on spends of ₹75,000 or more.
- The card offers useful travel benefits, such as 4 domestic and 1 international airport lounge visits every calendar quarter, along with a low 1.99% forex markup fee.
Cons
- The annual fee of ₹2,499 + GST is relatively high for users who do not regularly use the card’s lifestyle and travel benefits.
- The annual fee waiver requires annual spends of ₹6 lakh, which may be difficult for many cardholders to achieve.
FAQs
How many reward points can I earn with the Bandhan Bank Flare Credit Card?
The card offers 10 reward points for every ₹200 spent on eligible transactions. You can also earn 5,000 bonus reward points every month by spending ₹75,000 or more during a monthly statement cycle.
What movie and dining benefits are available on the Bandhan Bank Flare Credit Card?
Cardholders get 25% off on BookMyShow, up to ₹500 once every month, and 15% off on EazyDiner, up to ₹750 once every month.
Does the Bandhan Bank Flare Credit Card offer golf benefits?
Yes. The card offers 4 complimentary golf lessons every calendar year, with 1 lesson available each calendar quarter.
What is the foreign currency markup fee on the Bandhan Bank Flare Credit Card?
The card charges a 1.99% foreign currency markup fee on international transactions, making it suitable for overseas spending.
Does the Bandhan Bank Flare Credit Card offer a fuel surcharge waiver?
Yes. You get a 1% fuel surcharge waiver, up to ₹500 per statement cycle, on eligible fuel transactions.
Is there any cashback on EMI transactions?
Yes. You can receive 10% cashback, up to ₹750, on your first EMI conversion with a minimum repayment tenure of 12 months.