First Citizen Citi Credit Card
- Joining fee
Rs. 500 + GST
- Annual fee
Rs. 500 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
14 First Citizen Reward Points on every Rs. 200 spent at Shoppers Stop and 10 First Citizen Reward points on every Rs. 200 spent at Shoppers Stop on other brands and 2 First Citizen Reward Points on every other spend of Rs. 200.
- Welcome benefits
3 Shoppers Stop vouchers worth Rs. 500 each, and 500 First Citizen Reward Points on your first transaction.
- Reward redemption
The First Citizen points earned will be automatically transferred to the Shoppers stop, and you can redeem the points available at Shoppers Stop instantly. 1 First Citizen Point = Re. 0.60.
Benefits
- Movie & dining
Get up to a 20% discount on dining at various participating restaurants.
- Travel
Up to 15% discount and cashback on flights through Makemytrip, booking.com, and many more.
Fees & charges
- Spend-based waiver
You can get the renewal fee waived off if you spend Rs. 30,000 or more in the previous year.
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% on all foreign currency spends
- Interest rates
3.75% per month
- Fuel surcharge waiver
1% fuel surcharge which is waived on Authorized IOCL Outlets
- Cash advance charges
2.5% of the transacted amount or Rs. 500 (whichever is higher)
Product highlights
- 500 First Citizen Points on your first purchase if done within 30 days after receiving the card.
- 14 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on private brand apparel.
- 10 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on other brands.
- 2 First Citizen Reward Points on every other spend of Rs. 200.
- The annual fee is waived off on spending Rs. 30,000 or more in the previous year.
- Several other privileges including complimentary parking at Shoppers Stop.
- 1% fuel surcharge waiver.
FAQs
What is the joining fee of the First Citizen Citi credit card ?
The joining fee of the First Citizen Citi credit card will be discussed with you at the time of sourcing.
Do the reward points I earn through this card have an expiration date ?
No, the First Citizen Reward Points that you earn through this card never expire. You can use them whenever you want.
What are the finance charges on this card ?
The finance charge on the First Citizen Citi Credit card is 3.75% per month.
Does the card provide any travel benefits ?
Yes, this card provides exciting discount offers on flight and hotel bookings.
When are the First Citizen Reward Points transferred to the Shoppers stop ?
Your reward points for a particular month will be automatically transferred to the Shoppers stop by the 10th of the next month.