Travel on Points

Federal Bank Imperio Credit Card

  • Joining fee

    Nil

  • Annual fee

    Nil

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    3X RP/₹150 on Health Care & Grocery categories, 2X RP/₹150 on Utility Categories like Bill Payments and 1X RP/₹150 on Other Categories

  • Welcome benefits

    Amazon Pay Vouchers Worth ₹400

  • Reward redemption

    1 Reward Point is Valued at ₹0.25

Benefits

  • Movie & dining

    BOGO on Movie Tickets With INOX and Complimentary Big Basket Vouchers on Quarterly Spend of ₹50,000 as a Milestone Benefit

  • Domestic lounge

    2 Complimentary Domestic Lounge Access Every Quarter (Based on Spending of ₹40,000 in the Previous Quarter)

Fees & charges

  • Rewards redemption fee

    ₹99 Per Redemption Request

  • Foreign currency markup

    3.5%

  • Interest rates

    45% (3.75% Per Month)

  • Fuel surcharge waiver

    1% Fuel Surcharge Waiver

  • Cash advance charges

    2.5% of Amount Withdrawn or ₹500 Whichever is Higher

Product highlights

  • Get 3X Reward Points on groceries and healthcare-related spending with your Federal Bank Imperio Credit Card
  • 2X Reward Points on utility spends and 1X on all other spends
  • A welcome benefit worth ₹400 on spends of ₹5,000 during the first 30 days of card issuance
  • Buy 1, Get 1 free offer on movie tickets with INOX
  • Complimentary domestic airport lounge access
  • Complimentary gift vouchers based on quarterly spending
  • 1% fuel surcharge waiver

Pros & cons

Pros

  • The card is a lifetime free credit card
  • The card is available on the Visa and Mastercard networks

Cons

  • The card unfortunately does not provide complimentary international airport lounge access
  • The card includes limited lifestyle perks

FAQs

How many times can I avail of the BOGO offer on movie tickets?

With the Federal Bank Imperio Credit Card, you can avail of the Buy 1 Get 1 Free offer on movie tickets once every quarter.

Does the card provide any complimentary international airport lounge access?

No, the Federal Bank Imperio Credit Card does not provide complimentary international lounge access, but it does provide two complimentary domestic lounge accesses each quarter.

Do the reward points ever expire?

Yes, the Reward Points you earn using your Federal Bank Imperio Credit Card expire three years after the accrual date.

What is the cash advance fee with the card?

The cash advance fee for this card is 2.5% of the cash amount withdrawn or ₹500 (whichever is higher).