Etihad Guest SBI Premier Credit Card

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  • Joining fee

    Rs. 4,999 + GST

  • Annual fee

    Rs. 4,999 + GST

  • Best suited for

    Travel

  • Reward type

    Air Miles

Rewards

  • Rewards rate

    6 Etihad Guest Miles per Rs. 100 you spend on Etihad, 4 Etihad Guest Miles on every Rs. 100 you spend on international purchases, and 2 Etihad Guest Miles for every other spend (except fuel purchases). A max of 40,000 Miles per year can be earned.

  • Welcome benefits

    5,000 Etihad Guest Miles, 2 Free Wifi vouchers on first Etihad Airways booking, complimentary Etihad Guest Gold tier status post first card transaction,

  • Reward redemption

    The Etihad Guest Miles earned are redeemable for booking hotels, flights, and renting cars from participating travel partners, and for purchasing products on etihadguest or its travel partner services. Etihad Miles can also be used to pay for purchases made using the credit card.

Benefits

  • Travel

    Complimentary Etihad Gold Tier status and 5,000 Etihad Guest Miles as a Welcome Benefit, complimentary domestic and international lounge access, up to 10% discount on direct Etihad Airways bookings, up to 10% discount on travel rewards and miles redemption, 1,500 Etihad Guest Miles on spends of Rs. 1,50,000 in a calendar quarter, 1 Etihad Companion Voucher on the annual expenditure of Rs. 8,00,000.

  • Domestic lounge

    8 domestic lounge access each year with a quarterly cap of 2 visits.

  • International lounge

    Complimentary Priority Pass membership worth USD 99 with 4 complimentary lounge access outside India (max 2 per quarter). Visits chargeable at USD 27/visit/guest post this complimentary quota.

  • Insurance

    Overseas air accident cover worth Rs. 50 lakh, fraud liability cover worth Rs. 1 lakh, and an allowance of USD 1,000 in case of loss of baggage.

Fees & charges

  • Spend-based waiver

    Next year’s annual membership fee waived on the expenditure of minimum Rs. 5,00,000 in a year.

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    3.5% (plus applicable taxes)

  • Interest rates

    3.5% per month (42% per annum)

  • Fuel surcharge waiver

    The 1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 500 and Rs. 4,000 (capped at Rs. 250 per statement cycle)

  • Cash advance charges

    2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Product highlights

  • 5,000 Etihad Guest Miles, 2 Complimentary Wi-Fi vouchers on the first Etihad Airways booking using the card, and complimentary Etihad Guest Gold Tier Status after the first card transaction as a Welcome Benefit.
  • 6 Etihad Guest Miles per Rs. 100 you spend on Etihad.
  • 4 Etihad Guest Miles for all transactions of Rs. 100 on international spends.
  • 2 Etihad Guest Miles per Rs. 100 spends on all other expenditures (except fuel purchases).
  • Up to 10% discount on direct Etihad Airways bookings.
  • Up to 10% discount on travel rewards and miles redemption.
  • 1,500 Etihad Guest Miles on spends of Rs. 1,50,000 in a calendar quarter.
  • 1 Etihad Companion Voucher on an annual expenditure of Rs. 8,00,000.
  • The annual fee was waived for spending Rs. 5,00,000 in the last year.
  • International lounge visits with Priority Pass and Domestic lounge access with Visa Lounge Program.
  • 1% fuel surcharge waiver.

FAQs

What is the validity of Etihad Guest Miles?

The Etihad Guest Miles are valid for a period of 18 months for Gold members (the type of membership that you get with this credit card as a welcome gift).

How many Etihad Guest Miles can I redeem in a month?

The redemption process on Etihad Guest or travel partner websites does not have a minimum limit for Etihad Guest Miles.

What are the documents required to apply for this credit card?

You must submit identity proof, address proof (such as an Aadhar card, Voter card, etc.), and proof of income (such as salary slips or an income tax return).

Does the bank offer zero liability protection with this card?

A fraud liability cover (worth Rs. 1 lakh) is applicable from 48 hours before reporting the loss until seven days after reporting the loss of the card.

Can I get an add-on credit card?

Yes, an add-on credit card can be issued with the Etihad Guest SBI Premier Card to your spouse and children (above the age of 18) with this card at no extra cost. The credit limit will be shared among the primary and the add-on cardholders.