Edge CSB Bank RuPay Credit Card
- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Travel, Dining, Shopping
- Reward type
Cashback
Rewards
- Rewards rate
2% Cashback on Any One Selected Category: Shopping, Travel, or Dining. 0.4% Cashback on All Other UPI and Credit Cards Spends.
- Welcome benefits
₹250 Voucher from Top Brands
- Reward redemption
Cashback is Credited as Reward Points. 5 Jewels (RPs) = ₹1
Benefits
- Movie & dining
2% Cashback
- Travel
2% Cashback
- Insurance
Personal Accident and Permanent Disability Cover Upto ₹10 Lakh
Fees & charges
- Foreign currency markup
3.5% on Each International Transaction
- Interest rates
3.5% Monthly and 42% Annually on Outstanding Amount
- Fuel surcharge waiver
1% Waiver on Transactions Above ₹400 Upto ₹3,000
Product highlights
- The Edge CSB Bank Credit Card can easily be linked to UPI and rewards payments made through it.
- This card is exclusively available on the Jupiter app.
- Cardholders can select one of three categories – dining, shopping, or travel – and earn accelerated 2% cashback on those purchases.
- All other spends shall be eligible for 0.4% cashback.
- Cashback is awarded as Reward Points, which can be redeemed for cash, vouchers, and even digital gold.
- A maximum of 15,000 Reward Points/₹3,000 cashback can be earned in a month.
Pros & cons
Pros
- Unlike most credit cards, which offer cashback only on specific categories, this card lets the user choose their preferred category. Whether you’re a shopper, foodie, or traveler, you can choose your preferred category to earn a flat 2% cashback on all purchases within that category.
Cons
- The rate of rewards for spends other than accelerated ones could have been higher than 0.4%.
FAQs
Are there any charges on rent payments made with the Edge CSB Bank Credit Card?
A 1% fee shall be charged on rent payments made with this credit card.
What is the interest-free period available with the Edge CSB Credit Card?
The interest-free period for the Edge CSB credit card ranges from 13 to 47 days. However, this benefit will not be available if you fail to pay the total amount due from the previous month.
Is this a virtual or physical credit card?
The Edge CSB Bank RuPay Credit Card is available in both virtual and physical form. The virtual card shall be available on the Jupiter app, while the physical card shall be delivered to the given address within 15 days.