Delhi Metro SBI Credit Card

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  • Joining fee

    Rs. 500 + GST

  • Annual fee

    Rs. 500 + GST

  • Best suited for

    Travel

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    10 reward points on every Rs 100 spent on Dining, Movies, Grocery, Departmental stores, and Utility bill payments. You get 1 reward point on every Rs 100 spent on other categories

  • Welcome benefits

    2000 Reward Points on spending Rs 2000 within the first 60 days of the card issuance. Moreover, you get free metro cash of Rs 50 on your Delhi Metro Smart card

  • Reward redemption

    You can redeem the reward point accumulated on this card can be redeemed against the reward catalogue or statement cash.

Fees & charges

  • Spend-based waiver

    You get a renewal fee waiver of Rs 500 on spending of Rs 1,00,000 in the previous year.

  • Rewards redemption fee

    Rs 99 per redemption request

  • Foreign currency markup

    3.5% on the conversion amount

  • Interest rates

    3.5% per month ( 42% per annum)

  • Fuel surcharge waiver

    1% surcharge waiver on all fuel transactions at all fuel stations across India

  • Cash advance charges

    2.5% on the withdrawal amount subject to minimum amount of Rs 500

Product highlights

  • 2000 Reward Points on spending Rs 2000 within the first 60 days
  • 10 RP on every Rs 100 spent on Dining, Movies, Grocery, Departmental stores, and Utility bill payments
  • Auto top-up of Rs 200 on your Delhi Metro Smart card when your balance reaches Rs 100.
  • Renewal fee waiver on annual spending of Rs 1,00,000 in the previous year
  • 1% surcharge waiver on all fuel transactions at all fuel stations across India.

FAQs

What is the minimum capped limit on reward points accumulated per statement cycle?

You can get upto 5,000 reward points per statement cycle.

Can reward points get accrued on fuel transactions on this credit card?

No, reward points do not get accrued on fuel transactions on this credit card

Do I get any spend-based waiver on this credit card?

Yes, you get a spend-based waiver on the renewal fee of Rs 499 on the spending of Rs 1,00,000 in the previous year.

What are the redemption options provided on this credit card?

You get provided two redemption options on this credit card. You redeem these reward points against the SBI Card reward portal or against statement cash.

What is foreign markup fee charged on this credit card?

You get charged with a foreign markup fee of 3.5% on the conversion amount.