CRED IndusInd Bank RuPay Credit Card

Rewards

• Rewards rate

  5 CRED Points/₹100 for E-commerce Transactions, CRED UPI, and Transactions at CRED Store, CRED Travel, and CRED Pay

• Reward redemption

  1 CRED Point = ₹1 for Flight and Hotel Bookings Via CRED, CRED Store, and at Various CRED Merchants. 1 CRED Point = ₹0.50 for Bill Payments Via CRED

Fees & charges

• Foreign currency markup

  3.5%

• Interest rates

  Monthly – 3.95%. Annual – 47.40%

• Fuel surcharge waiver

  1% Fuel Surcharge Waiver for Transactions Between ₹500 and ₹5,000

• Cash advance charges

  2.5% (Minimum ₹300)

Product highlights

• The CRED IndusInd Bank RuPay Credit Card is the first co-branded offering by CRED, a popular credit card bill payment platform.
• This card is most suited for e-commerce and UPI transactions.
• Cardholders shall earn 5 CRED Points/₹100 spent for e-commerce transactions, CRED UPI, CRED Store, CRED Pay, and CRED Travel.
• Even utilities and insurance will be eligible to earn 1 CRED Point for every ₹100 spent.

Pros & cons

FAQs