- Joining fee
Rs. 4,999 + GST
- Annual fee
Rs. 4,999 + GST
- Best suited for
Travel
- Reward type
Air Miles
Rewards
- Rewards rate
6 Maharaja Points/₹200 Spent, 10 Maharaja Points on Dining Spends on Your Birthday, 1 Maharaja Point on Fuel and Other Utilities
- Welcome benefits
Complimentary class upgrade voucher and 1 premium economy flight ticket voucher for Air Vistara
- Reward redemption
CV Points can be redeemed at the Air Vistara website for flight tickets, class upgrades, and other benefits and privileges
Benefits
- Movie & dining
Complimentary 3-month subscription to EazyDiner Prime and BQ Prime, Up to 20% discount at 1500+ restaurants
- Travel
Complimentary Maharaja Club Silver Membership
- Domestic lounge
Get 2 complimentary domestic lounge and spa access per quarter
- International lounge
Get 1 complimentary airport lounge access per quarter
- Golf
4 complimentary green fees golf rounds per year, 12 complimentary golf lessons per year
- Insurance
CFAR trip cancellation cover up to Rs. 10,000 on flight and hotel bookings, other travel-related insurance perks
Fees & charges
- Rewards redemption fee
Rs. 99 per redemption request
- Foreign currency markup
2.99% of the transaction amount
- Interest rates
0.75% – 3.5% per month, or 9% – 42% per annum
- Cash advance charges
Interest-free withdrawals up to 48 days, a fee of Rs. 199 per transaction after that
Product highlights
- Complimentary Premium Economy flight ticket voucher and 1 Class Upgrade voucher as welcome benefit
- Complimentary Maharaja Club Silver Membership
- Up to 6 Maharaja Points per Rs. 200 spent on the card
- Up to 6000 bonus CV Points on spending Rs. 30,000 in each of the first 3 months of card activation
- Maximum of 5 complimentary Premium Economy Vistara flight ticket vouchers on achieving the target spending milestone
- 2 complimentary domestic airport and spa, and 1 international airport lounge access
- 4 complimentary green fees golf, and 12 golf lessons per year
- CFAR Trip Cancellation covers up to Rs. 10,000 on flight and hotel bookings twice per year
- Competitive forex markup fee of 2.99% of the transaction amount
Pros & cons
Pros
- Complimentary Club Vistara Silver Tier membership with this card.
- Complimentary international and domestic lounge access is provided with this card.
Cons
- For certain individuals, the membership fees of Rs. 4,999 may seem steep.
- There is a reward redemption charge of Rs. 99.
FAQs
What is the joining and annual fees on the Club Vistara IDFC First Credit Card?
The joining and annual fee of the credit card is Rs. 4999 plus taxes. The joining fee is to be paid on the first credit card statement, while the annual fees is to be paid after a 12-month period after card issuance.
What are the welcome benefits with the Club Vistara IDFC First Credit Card?
The card offers a host of welcome and activation benefits to the cardholder – 1 complimentary Premium Economy Vistara flight ticket voucher 1 complimentary Class Upgrade voucher for your Air Vistara flights Complimentary Club Vistara Silver Tier membership Complimentary 3-month subscription of EazyDiner Prime Complimentary 3-month subscription of BQ Prime
What is the reward rate on the credit card?
The Club Vistara IDFC First credit card offers reward points in the form of CV Points for your spends made with the card. Get 6 CV Points on your spends up to Rs. 1 Lakh per statement cycle Get 4 CV Points on your spends over Rs. 1 Lakh per statement cycle Get 10 CV Points on dining spends made on your Birthday Get 1 CV Point on spends on Fuel, utility bills, rent, insurance, and wallet reloads
How many complimentary flight tickets does the card offer per year?
You can receive a maximum of 6 Premium Economy flight ticket vouchers per year. You get 1 as a welcome benefit on paying the joining fee. The rest 5 flight ticket vouchers will be credited on achieving the target annual spend milestones.
What is the forex markup fee on the credit card?
The credit card charges a forex markup fee of 2.99% of the total transaction amount.