Citibank PremierMiles Credit Card
- Joining fee
Rs. 3,000 plus applicable taxes (complimentary for Citi Gold account holders)
- Annual fee
Rs. 3,000 plus applicable taxes (complimentary for Citi Gold account holders)
- Best suited for
Travel
- Reward type
Air Miles
Rewards
- Rewards rate
10 Miles/Rs. 100 spent for airline transactions and 4 Miles/Rs. 100 spent for all other transactions. No Miles earned on certain spends categories (details below).
- Welcome benefits
10,000 Miles on the spends of Rs. 1,000 or more in the first 2 months of card issuance.
- Reward redemption
1 Mile = 0.5 AirMile for partner airlines, 1 Mile = Re. 0.45 for travel related categories, 1 Mile = Re. 0.30 for utility, fuel and retail categories, and 1 Mile = Re. 0.20 for other categories.
Benefits
- Movie & dining
Up to 20% discount on dining bills at partner restaurants.
- Travel
Miles earned can be used to make travel bookings or transfer to various hotel/flight loyalty programs, complimentary domestic airport lounge access
- Domestic lounge
6 domestic lounge access/quarter with MasterCard variant.8 domestic lounge access/quarter with Visa Signature variant.
- Insurance
Personal air accident cover worth Rs. 1,00,00,000.
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% of the transaction amount
- Interest rates
3.75% per month (or 45% per annum)
- Fuel surcharge waiver
1% fuel surcharge reversed at authorized Indian Oil refill stations
- Cash advance charges
2% or the amount withdrawn, subject to a minimum charge of Rs. 300
Product highlights
- 10,000 Miles as a Welcome Benefit on the expenditure of Rs. 1000 or more using Citibank PremierMiles Credit Card within 60 days of issuance of the card.
- 3,000 Miles every time the card membership is renewed.
- 10 Miles for every Rs. 100 spent on airline transactions or on the bank’s Premier Miles portal with Citibank PremierMiles Credit Card.
- 4 Miles/Rs. 100 spent for all other expenditures.
- Miles redeemable on 100+ Airlines and transferable to other partner airlines/hotel loyalty programs.
- Domestic lounge access at select airports across India.
- Up to 20 % discount on bills at partner restaurants.
FAQs
What is the validity of the Miles earned on this credit card ?
The Miles that you earn on the Citibank PremierMiles credit card have no expiry date. You can use the miles whenever you like.
Can I redeem the Miles on third-party flight/hotel booking sites like Expedia or MakeMyTrip ?
No. The miles earned on the PremierMiles credit card can be redeemed only on airline ticket bookings on one of the partner airline’s official websites, bookings made on the airline counter, or on Citibank’s Premier Miles online portal. You can also transfer your Miles to partner airlines/hotel loyalty programs.
What are blackout days ?
Most credit card companies have a concept of blackout days. These are dates like 31st Dec or 14th Feb, when the demand for air tickets is very high. On such occasions, the travel rewards (like AirMiles) can not be redeemed and you have to pay for your air ticket in full. However, Citibank PremierMiles can be redeemed on any day. There is no concept of blackout days here.
Are PremierMiles transferred as it is to a partner airline’s loyalty program ?
No. On transfer of Miles, 1 PremierMile will be considered equivalent to 0.5 partner airline’s AirMile.
How many domestic/international lounge access do I get ?
Cardholders with the Visa Signature variant get 8 domestic lounge access per quarter and the ones with the MasterCard variant get 6 domestic lounge access per quarter. No international lounge access benefit is available with this card.