Citibank Prestige Credit Card
- Joining fee
Rs. 20,000 + GST
- Annual fee
Rs. 20,000 + GST
- Best suited for
Travel
- Reward type
Reward Points
Rewards
- Rewards rate
1 Reward Points for every Rs. 100 on domestic spends, 2 Reward Points for every Rs. 100 on international spends.
- Welcome benefits
2,500 bonus reward points and a benefit worth Rs. 10,000 from ITC hotels or the Taj group.
- Reward redemption
1 Reward Point = Re. 1, 1 RP = 4 Airmiles for redemption against airmiles, 1 RP = 1 Taj InnerCircle point and 1 reward point = 4 IHG points.
Benefits
- Movie & dining
Up to 50% off on movie ticket bookings on BookMyShow.
- Travel
Unlimited complimentary airport lounge access worldwide through the Priority Pass, a complimentary extra night at any hotel around the world (for min. 4 nights stay).
- Domestic lounge
Unlimited with Priority Pass (for primary and add-on cardholders)
- International lounge
Unlimited with Priority Pass (for primary and add-on cardholders)
- Golf
4 complimentary rounds and lessons of golf annually at over 15 golf destinations in India, and an additional golf lesson for every Rs. 50,000 spent.
- Insurance
Air accident cover worth Rs. 5 crore, lost card protection worth Rs. 10,o00,000, overseas medical insurance worth USD 50,000.
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% (plus applicable taxes)
- Interest rates
3.75% per month or 45% annually
- Fuel surcharge waiver
1% fuel surcharge waived at authorised Indian Oil outlets.
- Cash advance charges
2% of the withdrawn amount, subject to a minimum amount of Rs. 300.
Product highlights
- Welcome benefit of 2,500 bonus reward points at the time of joining.
- An annual benefit worth Rs. 10,000 from Taj group / ITC hotels every year.
- 1 reward point for every Rs. 100 on domestic spends.
- 2x reward points on international spends.
- Reward points redeemable for gift vouchers and gadgets, transferable to frequent flyer points, hotel loyalty programs, and many more categories.
- Complimentary Taj Epicure and Taj InnerCircle membership.
- Unlimited airport lounge access around the world with Priority Pass for primary as well as add-on card members.
- Citi concierge service for day-to-day tasks.
- Overseas medical insurance cover worth USD 50,000.
- Lost card protection worth Rs. 10 lakh.
FAQs
What is the validity of the Reward Points?
The reward points earned on the Citi Prestige credit card never expire.
Do add-on card members get complimentary airport lounge access?
Yes, both primary, as well as add-on card members, get airport lounge with the Citi Prestige credit card
Can reward points be adjusted against the card's statement balance?
Yes, the reward points earned can be adjusted against the card’s statement balance. 1 Citi Prestige Reward Point = Re. 1 in this case.
Do I get gift vouchers worth Rs. 10,000 from Taj group or ITC hotels and 2,500 bonus reward points every year?
Yes, you do get vouchers (worth Rs. 10,000) from the Taj group or ITC hotels and 2,500 reward points every year. These benefits are posted within 60 days of the first transaction made with the card (in the first year) or within 60 days of card’s membership renewal.
Do I get an extra night stay at hotels across the world?
Yes, you get a complimentary extra night stay at any hotel across the world, provided that the minimum reservation period is 4 days and the booking is done via the Citi bank’s concierge service.