Citi Cash Back Credit Card
- Joining fee
Rs. 500 + GST
- Annual fee
Rs. 500 + GST
- Best suited for
Shopping
- Reward type
Cashback
Rewards
- Rewards rate
5% cashback while paying utility bills, booking movie tickets, and telephone bills. 0.5% cashback while spending on all other categories.
- Reward redemption
Cashback will be automatically credited to your account in multiples of Rs. 500.
Benefits
- Movie & dining
20% off on dining bills while paying dining bills at the partner restaurants.
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% of transaction amount
- Interest rates
3.75% per month
- Fuel surcharge waiver
1% fuel surcharge waived off at authorized IndianOil Corporation outlets.
- Cash advance charges
2.5% of the cash withdrawn, or Rs. 500, higher of the two.
Product highlights
- Get a 0.5% cashback on all your spending.
- Get a 5% cashback on your telephone bill payments & movie ticket purchases.
- The cashback of 5% on utility bill payments is applicable through Citibank Online Bill Pay only
- Automatic adjustment of the cashback earned against the card’s statement balance in multiples of Rs. 500.
- Up to 20% off on dining bills at the participating restaurants.
- 1% fuel surcharge will be waived off on fuel transactions at fuel stations in India.
FAQs
What is the renewal fee of the Citi Cash Back Credit Card?
The renewal fee of the Citi Cash Back Credit Card is Rs. 500.
Do I get a fuel surcharge waiver across all fuel stations in India?
No, with the Citi Cash Back Credit Card, you get a fuel surcharge waiver of 1% at IndianOil Corporation outlets for a minimum transaction of Rs. 10.
Do I get cashback on utility bill payments through this card?
Yes, you get a cashback of 5% on utility bill payments through CitiBank Online Bill Pay.
How can I redeem the cashback I have earned through the Citi Cash Back Credit Card?
The cashback you have earned is automatically credited to your statement in a multiple of Rs. 500.