BPCL SBI Credit Card

Rewards

• Rewards rate

  1 Reward Point/₹100 on Non-Fuel Spends – 0.25% Rewards | 5 Reward Points/₹100 on Grocery, Dining, Departmental Store & Movie Spends – 1.25% Rewards | 13 Reward Points/₹100 on BPCL Fuel Spends – 3.25% Rewards

• Welcome benefits

  2,000 Reward Points Worth ₹500

• Reward redemption

  Redeem Reward Points for Free Fuel at BPCL Stations. 1 Reward Point = ₹0.25

Fees & charges

• Spend-based waiver

  Annual Fee Reversal on Spends of ₹1 Lakh in a Year

• Rewards redemption fee

  ₹99 + GST

• Foreign currency markup

  3.5%

• Interest rates

  3.75% Per Month (45% Per Annum)

• Fuel surcharge waiver

  1% fuel surcharge waived off at all fuel stations across India for transactions up to Rs. 4,000 (max waiver capped at Rs. 100 per month)

• Cash advance charges

  2.5% or ₹500 Whichever is Higher

Product highlights

• 2,000 Activation Bonus Reward Points worth ₹500 on payment of the joining fee.
• 1 Reward Point per ₹100 spent with the card on non-fuel transactions.
• 5X Reward Points on departmental stores, groceries, dining, and movie spends (Up to 5000 Reward Points per month)
• 13X Reward Points on fuel spends at BPCL filling stations. (Maximum 1300 Reward Points per billing cycle)
• 1% fuel surcharge waived off at all filling stations across India for transactions up to ₹4,000 (max waiver capped at ₹100 per month).
• Annual renewal fee waived off on expenditure of ₹1 lakh in the preceding year.

Pros & cons

FAQs