BOI RuPay Select Credit Card
- Annual fee
₹800 + GST
- Best suited for
Movies, Shopping, Food
- Reward type
Reward Points
Rewards
- Rewards rate
2X Reward Points in POS and ECOM Transactions
- Reward redemption
1 Reward point = ₹0.25
Benefits
- Movie & dining
₹250 off on Purchases of a Minimum of 2 Tickets per Month from BookMyShow
- Domestic lounge
Complimentary Domestic Airport Lounge Access up to 8 Times Per Year (2 Per Quarter)
- International lounge
Complimentary Access to International Airport Lounges up to 2 Times Per Year
- Insurance
Personal Accidental and Permanent Disability Insurance Coverage of up to ₹10 lakh provided by NPCI
Fees & charges
- Foreign currency markup
2%
- Interest rates
2% p.m. (24% p.a.)
- Cash advance charges
2%
Product highlights
- 24×7 concierge service available
- Complimentary Amazon Prime annual membership
- Free domestic airport lounge access 8 times per year (2 per quarter)
- Free international lounge access 2 times per year
- Free Swiggy One membership for 3 months every year
- ₹200 BigBasket discount voucher every month
- ₹250 off per month on booking a minimum of 2 tickets on BookMyShow
- Free customized health check-up once per year
- Insurance cover up to ₹10 lakh for personal accident and permanent disability
Pros & cons
Pros
- The card includes complimentary airport lounge access in India, which is useful for occasional travelers who want a more comfortable airport experience.
- Get a free Amazon Prime membership for one year, which includes free deliveries and Prime Video at no extra cost.
Cons
- The card has an add-on fee of ₹600, so if the cardholder wants to add any family member, they have to pay the fee.
- The card comes with no welcome benefits for new users, which may be disappointing for those seeking rewards upon sign-up.
FAQs
Is there any joining or annual fee for the BOI RuPay Select Credit Card?
No, the BOI RuPay Select Credit Card comes with no joining fee. The annual fee may also be waived based on the bank’s prevailing terms and usage criteria.
What rewards do I earn when I spend with this card?
You earn 2X reward points on both online and POS transactions, making it rewarding for everyday spending.
Does the card include any insurance coverage?
Yes, the card provides personal accident and permanent disability insurance coverage of up to ₹10 lakh, as offered by NPCI for eligible RuPay Select cardholders.
What benefits will I get from the Amazon Prime annual membership?
The cardholders will receive a complimentary Amazon Prime annual membership, which includes shopping benefits, video streaming, and fast delivery.