Travel on Points

BOBCARD Select Credit Card

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  • Joining fee

    ₹750 + GST

  • Annual fee

    ₹750 + GST

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    5 RPs per ₹100 on Online & Dining Spends and 1 RP per ₹100 on Other Eligible Spends

  • Welcome benefits

    500 Reward Points on Spends of ₹5,000 or More Within 60 Days of Card Issuance

  • Reward redemption

    Redeem Reward Points for Cashback. 1 RP = ₹0.20

Fees & charges

  • Spend-based waiver

    Spend ₹7500 within 60 days of card issuance for joining fee waiver and spend ₹70,000 for the annual fee waiver (for paid variants)

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    3.5%

  • Interest rates

    3.75% Per Month (45% Per Annum)

  • Fuel surcharge waiver

    1% Fuel Surcharge Waiver for Transactions Between ₹400 & ₹5,000

  • Cash advance charges

    2.5% or ₹500 (Whichever is Higher)

Product highlights

  • 1 Reward Point per ₹100 spent (except on fuel).
  • 5 Reward Points per ₹100 spent on online transactions and dining.
  • 1% waiver on fuel surcharge at all fuel stations.

FAQs

What are the cash advance charges applicable on this card?

The cash advance charges applicable on the BOBCARD Select Credit Card are 2.5% of the cash withdrawn (minimum of Rs. 500).

Does this card provide any airport lounge access?

No, airport lounge access is not provided with the BOBCARD Select Credit Card.

What should I do in case my card is stolen?

If your BOBCARD Select Credit Card is stolen, report it to the bank as soon as possible. Once you report your loss to the bank, you will not be liable for any unauthorized transactions done on the card.