- Joining fee
₹5,000 + GST
- Annual fee
₹5,000 + GST
- Best suited for
Travel, International Spends
- Reward type
Air Miles
Rewards
- Rewards rate
6 Miles/₹100 on Etihad Airways and 2 Miles/₹100 on All Other Domestic and Cross-Border Spends
- Welcome benefits
10,000 + 5,000 (LIMITED TIME OFFER) Etihad Guest Bonus Miles on Spending ₹50,000 Within 60 Days, Silver Tier Status on First Transaction, and Upgrade to Gold Tier After an Etihad Transaction Within 6 Months
- Reward redemption
Redeem Miles With Etihad
Benefits
- Domestic lounge
12 Complimentary Lounge Visits Per Year (3 Per Quarter)
- International lounge
8 Complimentary Lounge Visits Per Year (2 Per Quarter)
Fees & charges
- Spend-based waiver
Annual Fee Waiver on Spends of ₹5 Lakh or More
- Foreign currency markup
0%
- Interest rates
3.75% Monthly or 45% Annually
- Fuel surcharge waiver
1% Waiver for Transactions Between ₹500 and ₹5,000
- Cash advance charges
2.5% of the Amount Withdrawn or ₹500 (Whichever is Higher)
Product highlights
- Silver tier status on first card transaction and Gold tier upgrade after an Etihad website transaction.
- Earn 6 Etihad Guest Miles per ₹100 spent on Etihad Airways and 2 Miles per ₹100 on other eligible spends.
- Zero forex markup on international transactions, helping reduce overseas travel costs
- Up to 20 complimentary airport lounge visits per year across domestic and international lounges.
- Multiple milestone bonuses offering up to 29,500 bonus miles annually on meeting spend conditions.
- Ideal for frequent Etihad flyers looking to earn miles and enjoy airline-linked benefits.
Pros & cons
Pros
- With multiple milestone rewards and attractive welcome benefits, this card is best suited for travelers who frequently fly with Etihad. After the discontinuation of SBI’s Etihad co-branded cards, this remains one of the few viable options available for Etihad loyalists in India.
- There are no add-on card charges with this card, allowing users to easily get supplementary cards for spouses, siblings, and parents. These add-on members will also receive the premium metal credit card at no additional cost.
Cons
- The card has a relatively high joining and renewal fee of ₹5,000 + GST, which may not be worth it for people who don’t travel often with Etihad or don’t spend enough to unlock the milestone rewards.
- The card could have offered a few accelerated spending categories to encourage higher usage. Currently, only spends made with Etihad Airways are eligible for accelerated mile earnings.
FAQs
How much do I need to spend for airport lounge access with the BOBCARD Etihad Guest Premium Credit Card?
This card offers free airport lounge access at domestic and international airports without having to meet any spend-based criteria.
What welcome benefits do I get with the BOBCARD Etihad Guest Premium Credit Card?
On paying the joining fee and spending ₹25,000 within the first 60 days, cardholders earn 5,000 Etihad Guest Bonus Miles. In addition, the primary cardholder gets complimentary Silver Tier status on the first card transaction and is upgraded to Gold Tier after completing the first transaction on Etihad.com within 6 months.
Are there any charges for add-on cards with the BOBCARD Etihad Guest Premium Credit Card?
No. The bank does not levy any additional charges for issuing add-on cards with this credit card.